CalBank Investments

GENERAL REQUIREMENT TO PURCHASE AN INVESTMENT WITH CalBank

  1. Must be an account holder or open an account with CalBank.
  2. A completed investment form.
  3. A valid Identification.
  4. One (1) passport sized picture.
  5. A minimum amount.

CalBank InvestPlus is a uniquely designed financial investment which offers depositors a higher rate of interest as compared to a standard savings account, during the period of the investment. CalBank InvestPlus offers flexibility which allows the holder of the instrument to discount it before maturity.

InvestPlus can be purchased for a period not exceeding 12 months (1 year). That is, a minimum period of one (1) month and a maximum twelve (12) months.

Yes. Interest accruing from the investment will be paid into this account. Upon request by customer to discontinue investment or on maturity of the investment, funds will be paid into this account.

Interests paid are tiered. Hence, interest is determined by the tenor (period) of investment and the principal amount invested.

A minimum amount of GHS50.00 is required.

No. It can only be purchased in local currency (GHS).

This is a high interest bearing investment instrument offered to both corporate and individual clients. It is available to only CalBank account holders. It provides clients with instant liquidity with negotiable interest rates.

Yes. Interest accruing from the investment will be paid into this account. Upon request by customer to discontinue investment or on maturity of the investment, funds will be paid into this account.

It is available in fixed maturity periods of one, three, six and twelve months respectively. However, the instrument can be discounted before maturity date at no penal charge.

Interests earned are tiered. Hence, interest is determined by the tenor (period) of investment and the principal amount invested.

A minimum amount of GHS5,000.00 is required.

These are Government securities that are traded through CalBank. They are discount bills that can be traded at a discounted rate.

Yes. Interest accruing from the investment security will be paid into this account. Upon request by customer to discount security or on maturity, funds will be paid into this account.

No. Interest on Treasury Bill (T-Bill) is fixed and non-negotiable.