CalBank Import Finance Scheme – CalBank

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CalBank Import Finance Scheme

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CalBank Import Finance Scheme

The CalBank import finance facility is designed to help customers manage the stop gaps that arise as a result of insufficient funds needed towards the importation and clearance of goods at the port.

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Offer Details

The facility is meant solely for funding importation and clearing of goods at the port
Tenor: Up to 6 months
Maximum Facility Limit: up to 70% of the invoice amount after the client has made the initial 30% or more of the invoice amount to the supplier or made it available in their account.
Helps to address cash flow needs of clients
Dedicated relationship officer is assigned to handle all activities in relation to the clients account
Flexible terms and conditions
Maximum Facility Limit: GHS 300,000

Eligibility

The business should operate a preferred business account with the Bank
Age Limit: 18-59 years

Requirement

Submission of formal request letter
Borrower should have a minimum average monthly turnover of 120% of amount requested.
Borrower should have made 30% or more of the invoice amount already to the supplier or make it available in their current account.
Borrower should have imported at least twice within the past twelve months
Borrower should provide a minimum Cash Collateral of 25%
Favourable Credit Reference Bureau report

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0px;}.elementor-13667 .elementor-element.elementor-element-6e4a85a8 .ha-tabs-6e4a85a8 > .ha-tabs__nav > .ha-tab__title.ha-tab--active{border-width:0px 3px 0px 0px;}.elementor-13667 .elementor-element.elementor-element-6e4a85a8 .ha-tabs-6e4a85a8 > .ha-tabs__content > .ha-tab__content{border-width:0px 0px 0px 1px;}}