• By investing in Fixed income securities through CalBank, you are guaranteed continuous stream of cash flows in the form of coupon/interest payments at an attractive interest rate in addition to the full payment of the face value on maturity
• The securities can appreciate in value and offer more stability of principal than other investments
• Our investment instruments are relatively low-risk investments offering very attractive returns
• Furthermore, you need not hold the securities bought from CalBank until maturity. You could sell them to other investors on the secondary market for cash
• Investing in these instruments offer you an opportunity to diversify your investment portfolio no matter your financial objective

• Anyone above 18years can buy fixed income securities. However, one can buy fixed income securities for a minor and hold it in trust for him or her. It can also be held in trust for family members, friends or organizations

Individual clients:

• KYC document
• Valid National ID (Voter’s ID, Passport, Drivers Licence and Ghana Card)
• Passport size photo

Students:

• KYC document
• Valid National ID (Voter’s ID, Passport, Drivers Licence and Ghana Card)
• Passport size photo

Minors:

• KYC document of minor
• KYC document of parent or guardian
• Birth certificate or Passport
• Valid National ID of parent or Guardian
• Passport size photo of minor
• Passport size photo of parent or guardian