This short-term loan facility is used by companies to cover day-to-day operational expenses. The working capital loan is a good fit for business that are in early stages of growth looking at new ways to generate revenue whilst moving in the right direction.
We offer term loans to help finance your business needs. This loan is paid in regular payments over a set period of time mostly between one to ten years. We offer flexible repayment options to help ease the burden on our clients.
Our Structured trade and commodity finance offers a comprehensive range of commodity and trade financing solutions for importers, exporters and traders.
We work together with other banks to provide syndicated loans to a single borrower. The borrower could be a corporation, a large project, or sovereignty (such as a government). The loan may involve fixed amounts, a credit line, or a combination of the two. Interest rates can be fixed for the term of the loan or floating.
Whether its capital equipment such as cars, land, machinery, equipment etc, we provide you with the finances to enable you finance the purchase of these assets for your business. Unlock your company’s full potential with our asset finance.
We offer a comprehensive suite of International Trade Finance Services at CalBank, including the establishment of Letters of Credit on behalf of the exporter, providing for payment upon presentation of agreed documents between our client and the overseas exporter.
Other International Trade Finance services offered include:
We assist our corporate clients to establish different types of documentary letters of credit depending on our client’s negotiations with its foreign partners. All LC’s are established in accordance with the terms and conditions agreed between our Client and the offshore suppliers. We also provide advisory services to protect customers’ interests when dealing in imports or international transactions.
The types of Letters of Credits include:
These types of documentary collections are dependent on the agreement between our corporate clients and their overseas supplier. Our corporate clients are briefed on the best options before negotiations with their foreign suppliers.
The types of Documentary collections include:
We issue different options of Bank Guarantees to our clients subject to meeting the terms and conditions of the facility.
The various options of Guarantees provided include: