Current Rates

Foreign Exchange Rates as at May 13, 2021

Currency

Offer (GHC)

Bid (GHC)

USD($)
5.6500
5.8800
GBP(£)
8.000
8.3000
EUR
6.8700
7.1700
Flexisave Account Rates as at May 13, 2021

Flexisave Account

Rate

Below GHC200
0.00%
GHC200.00 - GHC999.99
2.75%
GHC1,000.00 - GHC4,999.99
3.50%
GHC5,000.00 and above
5.50%
Starting Balance
25.00
Supersave Account Deposit Rates effective May 13, 2021

 Amount Account

 Rate 91 Days (%p.a.)

 Rate 182 Days (%p.a.)

GHC1,000 - 49,999.99
12.00%
12.50%
GHC50,000 - 199,999.99
12.50%
13.00%
GHC200,000 - 499,999.99
13.00%
13.50%
GHC500,000 and Above
Negotiable
Negotiable
Kiddysave Account Rates effective May 13, 2021

Kiddysave Account

Rate

Below GHC200
0.00%
GHC20.00-GHC99.99
3.25%
GHC100.00 - GHC999.99
3.75%
GHC1,000.00 - GHC1,999.99
5.55%
GHC2,000.00 - GHC2,999.99
5.75%
GHC3,000.00 and Above
6.00%
  • FlexiSave interest rates shall apply on withdrawals before 6 years.
  • Starting balance is GHC20
  • For more information, Contact Treasury on telephone numbers 7010086,680070
Premium Account Rates effective May 13, 2021

Premium Account

Rate

Below GHC500.00
0.00%
GHC500.00 - GHC4,999.99
4.25%
GHC5,000.00 - GHC49,999.99
4.75%
GHC50,000.00 - GHC99,999.00
6.75%
GHC100,000.00 and Above
7.25%
Current Account Rates effective May 13, 2021

Current Account

Rate

Min. GHC 10,000.00
0.25%
Investplus Rates as at May 13, 2021

Period (Months)

Sell(% p.a)

Buy(% p.a)

1
11.00%
6.00%
2
11.25%
6.25%
3
11.75%
6.75%
4
12.00%
7.00%
5
12.20%
7.20%
6
12.50%
7.50%
7
13.00%
8.00%
8
13.25%
8.25%
9
13.75%
8.75%
10
14.00%
9.00%
11
14.25%
9.25%
12
14.75%
9.75%
Fixed Deposit Rates as at May 13, 2021

Minimum Amount

GHC5,000-49,999.99

GHC50,000-99,999.99

GHC100,000 And Above

Call (3 days notice)
6.50%
7.00%
Negotiable
1 Month
11.00%
11.50%
Negotiable
3 Months
12.00%
12.50%
Negotiable
6 Months
12.50%
13.00%
Negotiable
12 Months
14.50%
15.00%
Negotiable
Fixed Deposit Rates as at May 13, 2021

Minimum

USD ($50,000.00)

$ CFC

$ FX

GBP (£ 50,000.00)

£ CFC

£ FX

EURO (€ 50,000.00)

€ CFC

€ FX

Demand
NIL
NIL
NIL
NIL
NIL
NIL
Call
0.15%
0.00%
0.20%
0.00%
0.20%
0.00%
1 Month
0.24%
0.00%
0.62%
0.00%
0.32%
0.00%
3 Months
0.45%
0.00%
0.66%
0.00%
0.31%
0.00%
6 Months
0.75%
0.00%
0.94%
0.00%
0.62%
0.00%
12 Months
1.00%
0.00%
1.00%
0.00%
1.00%
0.00%

If liquidated before maturity, the applied interest rate shall be the negotiated rate less 7% for all LCY fixed deposits.  FCY fixed deposits shall be liquidated at 0.10%

The Dealing rates will be fixed on receipt of a firm order.

Rates are subject to change depending on market conditions.
For more information and finest quotations on deposit rates contact the Treasury Office on Tel. No; +233 302680062-3, +233 302680065, +233 302680079, +233 244343710-14, +233 544331093-96, +233 263002942, +233 263003912, +233 263008178, +233 263008168, +233 263008174, +233 263017669 and +233 2680070/1

Government of Ghana Security Rates as at May 13, 2021

 Security Name

Tenor

 Coupon (%)

 Issue Date

 Maturity Date

 Days to Maturity

 Bid (%)

 Offer (%)

GOG-NT-27-Sept-21
2 Year
19.00%
Sep 30, 2019
Sep 27, 2021
206
17.50%
15.00%
GOG-NT-06/12/21
2 Year
20.95%
Dec 9, 2019
Dec 7, 2021
271
17.50%
15.00%
GOG-NT-14/02/22
2 Year
20.20%
Feb 17, 2020
Feb 14, 2022
341
18.00%
15.50%
GOG-NT-09/05/22
2 Year
18.75%
May 11, 2021
May 9, 2022
425
18.00%
15.50%
GOG-NT-29/08/22
2 Year
18.25%
Aug 31, 2020
Aug 29, 2022
537
18.00%
15.50%
GOG-NT-03/10/22
2 Year
18.50%
Oct 5, 2020
Oct 3, 2022
572
18.00%
15.50%
GOG-NT-07/11/22
2 Year
18.50%
Nov 9, 2020
Nov 7, 2022
607
18.00%
15.50%
GOG-NT-02/01/23
2 Year
18.50 %
Jan 4, 2021
Jan 2, 2023
663
18.50%
16.00%
GOG-NT-20/02/23
2Year
17.60%
Feb 22, 2021
Feb 20, 2023
712
18.50%
16.00%
GOG-BD-22/03/21
3Year
16.50%
Mar 26, 2018
Mar 22, 2021
12
17.00%
13.00%
GOG-BD-17/05/21
3Year
16.25%
May 21, 2018
May 17, 2021
68
17.00%
14.00%
GOG-BD-19/07/21
5Year
24.75%
Jul 25, 2016
Jul 19, 2021
131
17.50%
14.50%
GOG-BD-26/07/21
3 Year
18.00%
Jul 30, 2018
Jul 26, 2021
138
17.50%
14.50%
GOG-BD-18/10/21
3 Year
19.50%
Oct 22, 2018
Oct 18, 2021
222
17.50%
15.00%
GOG-BD-28/11/22
5 Year
17.60%
Dec 4, 2017
Nov 28, 2022
628
18.00%
15.50%
GOG-BD-16/01/23
3Year
20.75%
Jan 20, 2020
Jan 16, 2023
677
18.50%
16.00%
GOG-BD-06/03/23
3Year
20.75%
Mar 9, 2020
Mar 6, 2023
726
18.50%
16.00%
GOG-BD-29/05/23
3Year
18.85%
Jun 1, 2020
May 29, 2023
810
18.50%
16.00%
GOG-BD-18/09/23
3Year
19.00%
Sep 21, 2020
Sep 18, 2023
922
18.50%
16.00%
GOG-BD-27/11/23
3Year
19.25%
Nov 30, 2020
Nov 27, 2023
992
18.50%
16.00%
GOG-BD-18/12/23
3Year
19.25%
Dec 21, 2020
Dec 18, 2023
1013
18.50%
16.00%
GOG-BD-15/04/24
5Year
19.75 %
Apr 22, 2019
Apr 15, 2024
1132
18.75%
16.20%
GOG-BD-27/01/25
6 Year
21.00%
Feb 4, 2019
Jan 27, 2025
1419
19.00%
16.50%
GOG-BD-17/03/25
5Year
21.70%
Mar 23, 2020
Mar 17, 2025
1468
19.00%
16.50%
GOG-BD-07/04/25
7Year
16.25%
Apr 16, 2018
Apr 7, 2025
1489
19.00%
16.50%
GOG-BD-23/06/25
5Year
19.25%
Jun 29, 2020
Jun 23, 2025
1566
19.00%
16.50%
GOG-BD-13/10/25
5Year
19.85%
Oct 19, 2020
Oct 13, 2025
1678
19.00%
16.50%
GOG-BD-02/03/26
5Year
18.30 %
Mar 8, 2021
Mar 2, 2026
1818
19.30 %
16.80%
GOG-BD-18/01/27
6Year
19.25 %
Jan 25, 2021
Jan 18, 2027
2140
19.50%
17.00%
GOG-BD-08/11/27
7Year
20.50%
Nov 16, 2020
Nov 8, 2027
2434
19.50%
17.00%
GOG-BD-11/06/29
10Year
19.80%
Jun 24, 2019
Jun 11, 2029
3015
20.00%
17.50%
GOG-BD-15/03/32
15Year
19.75%
Apr 3, 2017
Mar 15, 2032
4023
20.75%
17.75%
GOG-BD-10/07/34
15Year
20.00%