Current Rates

Foreign Exchange Rates as at July 24, 2021

Currency

Bid (GHC)

Offer (GHC)

USD($)
5.7600
6.0500
EUR
6.7600
7.1100
GBP(£)
7.8500
8.1900
Flexisave Account Rates as at July 24, 2021

Flexisave Account

Rate

Below GHC200
0.00%
GHC200.00 - GHC999.99
2.75%
GHC1,000.00 - GHC4,999.99
3.50%
GHC5,000.00 and above
5.50%
Starting Balance
25.00
Supersave Account Deposit Rates effective July 24, 2021

 Amount Account

 Rate 91 Days (%p.a.)

 Rate 182 Days (%p.a.)

GHC1,000 - 49,999.99
11.50%
12.00%
GHC50,000 - 199,999.99
12.25%
12.75%
GHC200,000 - 500,000
12.75%
13.20%
Above GHC500,000
Negotiable
Negotiable
Kiddysave Account Rates effective July 24, 2021

Kiddysave Account

Rate

Below GHC200
0.00%
GHC20.00-GHC99.99
3.25%
GHC100.00 - GHC999.99
3.75%
GHC1,000.00 - GHC1,999.99
5.55%
GHC2,000.00 - GHC2,999.99
5.75%
GHC3,000.00 and Above
6.00%
  • FlexiSave interest rates shall apply on withdrawals before 6 years.
  • Starting balance is GHC20
  • For more information, Contact Treasury on telephone numbers 7010086,680070
Premium Account Rates effective July 24, 2021

Premium Account

Rate

Below GHC500.00
0.00%
GHC500.00 - GHC4,999.99
4.25%
GHC5,000.00 - GHC49,999.99
4.75%
GHC50,000.00 - GHC99,999.00
6.75%
GHC100,000.00 and Above
7.25%
Current Account Rates effective July 24, 2021

Current Account

Rate

Min. GHC 10,000.00
0.25%
Investplus Rates as at July 24, 2021

Period (Months)

Sell(% p.a)

Buy(% p.a)

1
10.50%
5.50%
2
10.75%
5.75%
3
11.00%
6.00%
4
11.25%
6.25%
5
11.50%
6.50%
6
11.75%
6.75%
7
12.00%
7.00%
8
12.25%
7.25%
9
12.50%
7.50%
10
12.75%
7.75%
11
13.00%
8.00%
12
13.85%
8.85%

Minimum Investment is GH¢50.00.
For more information, contact Treasury on telephone Numbers 7010086,680070/71

Fixed Deposit Rates as at July 24, 2021

Minimum Amount

GHC5,000-49,999.99

GHC50,000-100,000.00

Above GHC100,000

Call (3 days notice)
6.25%
6.75%
Negotiable
1 Month
10.75%
11.25%
Negotiable
3 Months
11.75%
12.25%
Negotiable
6 Months
12.35%
12.75%
Negotiable
12 Months
14.25%
14.75%
Negotiable
Fixed Deposit Rates as at July 24, 2021

Minimum

USD ($50,000.00)

$ CFC

$ FX

GBP (£ 50,000.00)

£ CFC

£ FX

EURO (€ 50,000.00)

€ CFC

€ FX

Demand
NIL
NIL
NIL
NIL
NIL
NIL
Call
0.15%
0.00%
0.20%
0.00%
0.20%
0.00%
1 Month
0.24%
0.00%
0.62%
0.00%
0.32%
0.00%
3 Months
0.45%
0.00%
0.66%
0.00%
0.31%
0.00%
6 Months
0.75%
0.00%
0.94%
0.00%
0.62%
0.00%
12 Months
1.00%
0.00%
1.00%
0.00%
1.00%
0.00%

If liquidated before maturity, the applied interest rate shall be the negotiated rate less 5% for all LCY fixed deposits. FCY fixed deposits shall be liquidated at 0.10%

The Dealing rates will be fixed on receipt of a firm order.

Rates are subject to change depending on market conditions.
For more information and finest quotations on deposit rates contact the Treasury Office on Tel. No; +233 302680062-3, +233 302680065, +233 302680079, +233 244343710-14, +233 544331093-96, +233 263002942, +233 263003912, +233 263008178, +233 263008168, +233 263008174, +233 263017669 and +233 2680070/1

Government of Ghana Security Rates as at July 24, 2021

 Security Name

Tenor

 Coupon (%)

 Issue Date

 Maturity Date

 Days to Maturity

 Bid (%)

 Offer (%)

GOG-NT-27/09/21
2Year
19
Sep 9, 2019
Sep 27, 2021
83
17.50
15.00
GOG-NT-08/11/21
2 Year
19.50%
Nov 11, 2019
Nov 8, 2021
125
17.50%
15.00%
GOG-NT-06/12/21
2Year
20.95
Dec 9, 2019
Dec 12, 2021
153
18.00
15.20
GOG-NT-14/02/22
2 Year
20.20%
Feb 17, 2020
Feb 14, 2022
223
18.00%
15.50%
GOG-NT-29/08/22
2 Year
18.25%
Aug 31, 2020
Aug 22, 2022
419
18.00%
15.60%
GOG-NT-03/10/22
2 Year
18.50%
Oct 5, 2020
Oct 3, 2022
454
18.00%
15.60%
GOG-NT-07/11/22
2 Year
18.50%
Nov 9, 2020
Nov 7, 2022
489
18.00%
15.60%
GOG-NT-05/12/22
2 Year
18.50%
Dec 7, 2020
Dec 5, 2022
518
18.00%
15.60%
GOG-NT-02/01/23
2 Year
18.50%
Jan 4, 2021
Jan 2, 2023
545
18.50%
16.00%
GOG-NT-20/02/23
2 Year
17.60 %
Feb 22, 2021
Feb 20, 2023
594
18.50%
16.00%
GOG-BD-03/01/22
3 Year
20.00%
Jan 7, 2019
Jan 3, 2022
181
18.00%
15.50%
GOG-BD-24/01/22
5 Year
18.75%
Jan 30, 2017
Jan 24, 2022
202
18.00%
15.50%
GOG-BD-23/05/22
3Year
19.70%
May 27, 2019
May 23, 2022
321
18.00%
15.50%
GOG-BD-25/07/22
5Year
18.25%
Jul 31, 2017
Jul 25, 2022
384
17.50%
15.50%
GOG-BD-28/11/22
5Year
17.60%
Dec 4, 2017
Nov 28, 2022
510
18.00%
15.50%
GOG-BD-16/01/23
3Year
20.75%
Jan 20, 2020
Jan 16, 2023
559
18.50%
16.00%
GOG-BD-06/02/23
5Year
16.50%
Feb 12, 2020
Feb 6, 2023
580
18.50%
16.00%
GOG-BD-06/03/23
3Year
20.75
Mar 9, 2020
Mar 6, 2023
608
18.50
16.00
GOG-BD-29/05/23
3Year
18.85%
Jun 1, 2020
May 29, 2023
692
18.50%
16.00%
GOG-BD-18/09/23
3Year
19.00 %
Sep 21, 2020
Sep 18, 2023
804
18.50%
16.00%
GOG-BD-28/09/23
3Year
18.85
Oct 1, 2020
Sep 28, 2023
814
18.00
16.50
GOG-BD-27/11/23
3 Year
19.25%
Nov 30, 2020
Nov 27, 2023
874
18.50%
16.00%
GOG-BD-18/12/23
3Year
19.25%
Dec 21, 2020
Dec 18, 2023
895
18.50%
16.00%
GOG-BD-18/03/24
3Year
17.70%
Mar 22, 2021
Mar 18, 2024
986
18.75%
16.10%
GOG-BD-25/03/24
7Year
19.75%
Apr 3, 2017
Mar 25, 2024
993
18.75%
16.10%
GOG-BD-15/04/24
5Year
19.75%
Apr 22, 2019
Apr 15, 2024
1014
18.75%
16.20%
GOG-BD-08/07/24
5Year
19.50 %
Jul 15, 2019
Jul 8, 2024
1098
18.75%
16.30%
GOG-BD-27/01/25
6Year
21.00 %
Feb 4, 2019
Jan 27, 2025
1301
19.00%
16.50%
GOG-BD-17/03/25
5Year
21.70%
Mar 23, 2020
Mar 17, 2025
1350
19.00%
16.50%
GOG-BD-07/05/25
7Year
16.25
Apr 16, 2018
Apr 7, 2025
1371
19.00
16.50
GOG-BD-23/06/25
5Year
19.25%
Jun 29, 2020
Jun 23, 2025
1448
19.00%