Current Rates

Foreign Exchange Rates as at October 17, 2021

Currency

Bid (GHC)

Offer (GHC)

USD($)
5.8500
6.2500
EUR
6.7700
7.2000
GBP(£)
7.9800
8.4000
Flexisave Account Rates as at October 17, 2021

Flexisave Account

Rate

Below GHC200
0.00%
GHC200.00 - GHC999.99
2.75%
GHC1,000.00 - GHC4,999.99
3.50%
GHC5,000.00 and above
5.50%
Starting Balance
25.00
Supersave Account Deposit Rates effective October 17, 2021

 Amount Account

 Rate 91 Days (%p.a.)

 Rate 182 Days (%p.a.)

GHC1,000 - 49,999.99
11.50%
12.00%
GHC50,000 - 199,999.99
12.25%
12.75%
GHC200,000 - 500,000
12.75%
13.20%
Above GHC500,000
Negotiable
Negotiable
Kiddysave Account Rates effective October 17, 2021

Kiddysave Account

Rate

Below GHC200
0.00%
GHC20.00-GHC99.99
3.25%
GHC100.00 - GHC999.99
3.75%
GHC1,000.00 - GHC1,999.99
5.55%
GHC2,000.00 - GHC2,999.99
5.75%
GHC3,000.00 and Above
6.00%
  • FlexiSave interest rates shall apply on withdrawals before 6 years.
  • Starting balance is GHC20
  • For more information, Contact Treasury on telephone numbers 7010086,680070
Premium Account Rates effective October 17, 2021

Premium Account

Rate

Below GHC500.00
0.00%
GHC500.00 - GHC4,999.99
4.25%
GHC5,000.00 - GHC49,999.99
4.75%
GHC50,000.00 - GHC99,999.00
6.75%
GHC100,000.00 and Above
7.25%
Current Account Rates effective October 17, 2021

Current Account

Rate

Min. GHC 10,000.00
0.25%
Investplus Rates as at October 17, 2021

Period (Months)

Sell(% p.a)

Buy(% p.a)

1
10.50%
5.50%
2
10.75%
5.75%
3
11.00%
6.00%
4
11.25%
6.25%
5
11.50%
6.50%
6
11.75%
6.75%
7
12.00%
7.00%
8
12.25%
7.25%
9
12.50%
7.50%
10
12.75%
7.75%
11
13.00%
8.00%
12
13.85%
8.85%

Minimum Investment is GH¢50.00.
For more information, contact Treasury on telephone Numbers 7010086,680070/71

Fixed Deposit Rates as at October 17, 2021

Minimum Amount

GHC5,000-49,999.99

GHC50,000-100,000.00

Above GHC100,000

Call (3 days notice)
6.25%
6.75%
Negotiable
1 Month
10.75%
11.25%
Negotiable
3 Months
11.75%
12.25%
Negotiable
6 Months
12.35%
12.75%
Negotiable
12 Months
14.25%
14.75%
Negotiable
Fixed Deposit Rates as at October 17, 2021

Minimum

USD ($50,000.00)

$ CFC

$ FX

GBP (£ 50,000.00)

£ CFC

£ FX

EURO (€ 50,000.00)

€ CFC

€ FX

Demand
NIL
NIL
NIL
NIL
NIL
NIL
Call
0.15%
0.00%
0.20%
0.00%
0.20%
0.00%
1 Month
0.24%
0.00%
0.62%
0.00%
0.32%
0.00%
3 Months
0.45%
0.00%
0.66%
0.00%
0.31%
0.00%
6 Months
0.75%
0.00%
0.94%
0.00%
0.62%
0.00%
12 Months
1.00%
0.00%
1.00%
0.00%
1.00%
0.00%

If liquidated before maturity, the applied interest rate shall be the negotiated rate less 5% for all LCY fixed deposits. FCY fixed deposits shall be liquidated at 0.10%

The Dealing rates will be fixed on receipt of a firm order.

Rates are subject to change depending on market conditions.
For more information and finest quotations on deposit rates contact the Treasury Office on Tel. No; +233 302680062-3, +233 302680065, +233 302680079, +233 244343710-14, +233 544331093-96, +233 263002942, +233 263003912, +233 263008178, +233 263008168, +233 263008174, +233 263017669 and +233 2680070/1

Government of Ghana Security Rates as at October 17, 2021

 Security Name

Tenor

 Coupon (%)

 Issue Date

 Maturity Date

 Days to Maturity

 Bid (%)

 Offer (%)

GOG-NT-06/12/21
2Year
20.95
Dec 9, 2019
Dec 6, 2021
53
16.50
15.00
GOG-NT-14/02/22
2 Year
20.20
Feb 17, 2020
Feb 14, 2022
123
17.00
15.20
GOG-NT-09/05/22
2Year
18.75
May 11, 2020
May 9, 2022
207
17.00
15.25
GOG-NT-29/08/22
2 Year
18.25%
Aug 31, 2020
Aug 29, 2022
320
17.00
15.30
GOG-NT-03/10/22
2 Year
18.50%
Oct 5, 2020
Oct 3, 2022
354
17.00
15.30
GOG-NT-07/11/22
2 Year
18.50%
Nov 9, 2020
Nov 7, 2022
389
17.00
15.30
GOG-NT-05/12/22
2 Year
18.50%
Dec 7, 2020
Dec 5, 2022
418
17.00
15.30
GOG-NT-02/01/23
2 Year
18.50%
Jan 4, 2021
Jan 2, 2023
447
18.00
16.00
GOG-NT-20/02/23
2 Year
17.60 %
Feb 22, 2021
Feb 20, 2023
496
18.00
16.00
GOG-NT-31/07/23
2Year
17.25
Aug 2, 2021
Jul 31, 2023
655
18.00
16.25
GOG-NT-25/09/23
2Year
17.50
Sep 27, 2021
Sep 25, 2023
711
18.00
16.50
GOG-BD-03/01/22
3 Year
20.00%
Jan 7, 2019
Jan 3, 2022
81
18.00
15.20
GOG-BD-24/01/22
5 Year
18.75%
Jan 30, 2017
Jan 24, 2022
102
18.00
15.20
GOG-BD-23/05/22
3Year
19.70%
May 27, 2019
May 23, 2022
221
18.00
15.20
GOG-BD-25/07/22
5Year
18.25%
Jul 31, 2017
Jul 25, 2022
285
17.50
15.20
GOG-BD-28/11/22
5Year
17.60%
Dec 4, 2017
Nov 28, 2022
409
18.00
15.30
GOG-BD-16/01/23
3Year
20.75%
Jan 20, 2020
Jan 16, 2023
457
18.50
16.00
GOG-BD-06/02/23
5Year
16.50%
Feb 12, 2020
Feb 6, 2023
480
18.50
16.00
GOG-BD-06/03/23
3Year
20.75
Mar 9, 2020
Mar 6, 2023
511
18.50
16.00
GOG-BD-29/05/23
3Year
18.85%
Jun 1, 2020
May 29, 2023
592
18.50
16.00
GOG-BD-18/09/23
3Year
19.00
Sep 21, 2020
Sep 18, 2023
704
18.00
16.00
GOG-BD-28/09/23
3Year
18.85
Oct 1, 2020
Sep 28, 2023
714
18.00
16.00
GOG-BD-27/11/23
3 Year
19.25%
Nov 30, 2020
Nov 27, 2023
774
18.50
16.00
GOG-BD-18/12/23
3Year
19.25%
Dec 21, 2020
Dec 18, 2023
795
18.50
16.00
GOG-BD-18/03/24
3Year
17.70%
Mar 22, 2021
Mar 18, 2024
886
18.75
16.10
GOG-BD-25/03/24
7Year
19.75%
Apr 3, 2017
Mar 25, 2024
893
18.75
16.10
GOG-BD-15/04/24
5Year
19.75%
Apr 22, 2019
Apr 15, 2024
914
18.75
16.20
GOG-BD-08/07/24
5Year
19.50 %
Jul 15, 2019
Jul 8, 2024
998
18.75
16.30
GOG-BD-27/01/25
6Year
21.00 %
Feb 4, 2019
Jan 27, 2025
1202
19.00
16.50
GOG-BD-17/03/25
5Year
21.70%
Mar 23, 2020
Mar 17, 2025
1250
19.00
16.50
GOG-BD-07/05/25
7Year
16.25
Apr 16, 2018
Apr 7, 2025
1271
19.00
16.50
GOG-BD-23/06/25
5Year
19.25%
Jun 29, 2020
Jun 23, 2025
1349
19.00
16.50
GOG-BD-13/10/25
5Year
19.85%
Oct 19, 2020
Oct 13, 2025
1461
19.00
16.50
GOG-BD-02/03/26
5Year
18.30%
Mar 8, 2021
Mar 2, 2026
1600
19.30
16.70
GOG-BD-11/05/26
5Year
18.80%
May 17, 2021
May 11, 2026
1670
19.30
16.70
GOG-BD-02/11/26
10Year
19.00%
Nov 14, 2016
Nov 2, 2026
1845
19.30
16.85
GOG-BD-18/01/27
6Year
19.25%
Jan 25, 2021
Jan 18, 2027
1922
19.30
17.00
GOG-BD-09/08/27
7Year
20.00%
Aug 17, 2020
Aug 9, 2027
2123
19.30
17.10
GOG-BD-06/09/27
6Year
18.80
Sep 13, 2021
Sep 6, 2027
2153
19.30
17.10
GOG-BD-08/11/27
7Year
20.50%
Nov 16, 2020
Nov 8, 2027
2216
19.30
17.20
GOG-BD-29/05/28
10Year
17.50
May 11, 2018
May 29, 2028
2420
19.30
17.30
GOG-BD-12/06/28
7Year
18.10
Jun 21, 2021
Jun 12, 2028
2433
19.30
17.45
GOG-BD-11/06/29
10Year
19.80%
Jun 24, 2019
Jun 11, 2029
2796
19.50
17.50
ESLA-BD-15/06/29
10Year
19.85%
Jun 28, 2019
Jun 15, 2029
2801
19.50
17.60
GOG-BD-07/07/31
10Year
19.75
Jul 19, 2021
Jul 7, 2031
3553
19.85
17.65
ESLA-BD-29/12/31
12Year
20.50%
Jan 13, 2020
Dec 29, 2031
3728
19.85
17.70
GOG-BD-15/03/32
15Year
19.75%
Apr 3, 2017
Mar 15, 2032
3805
20.50
17.75
GOD-BD-10/07/34
15Year
20.00%
Jul 29, 2019
Jul 10, 2034
4652
21.00
18.00
GOD-BD-01/08/39
20Year
20.20
Aug 26, 2019
Aug 1, 2039
6500
21.50
18.40
COCOA BILLS-16/11/21
182Days
0.00%
May 18, 2021
Nov 16, 2021
33
16.50
15.10
COCOA BILLS-30/12/21
182Days
0.00
Jul 1, 2021
Dec 30, 2021
77
16.50
15.50
COCOA BILLS-06/01/22
182Days
0.00
Jul 8, 2021
Jan 6, 2022
84
17.00
15.85
COCOA BILLS-20/01/22
182Days
0.00
Jul 22, 2021
Jan 20, 2022
98
17.00
15.85
GOG-BL-24/01/22
364Days
0.00%
Jan 25, 2021
Jan 24, 2022
102
17.25
15.20
COCOA BILLS-08/02/22
182Days
0.00
Aug 10, 2021
Feb 8, 2022
117
17.25
15.85
GOG-BL-07/03/22
364Days
0.00
Mar 8, 2021
Mar 7, 2022
144
17.25
15.20
COCOA BILLS-15/03/22
182Days
0.00
Sep 14, 2021
Mar 15, 2022
152
17.25
16.10
GOG-BL-25/04/22
364Days
0.00
Apr 26, 2021
Apr 25, 2022
193
17.25
15.40
GOG-BL-25/04/22
364Days
0.00%
Apr 26, 2021
Apr 25, 2022
284
17.25
15.50
GOG-BL-05/09/22
364Days
0.00
Sep 6, 2021
Sep 5, 2022
326
17.25
15.60
GOG-BL-03/10/22
364Days
0.00
Oct 4, 2021
Oct 3, 2022
354
17.25
15.85

Disclaimer: This information is from the Trading and Sales Desk of the Treasury Department of CalBank and is a short-term indicative opinion of the desk. The opinion is not objective or independent of the interests of the Trading and Sales Desk of the department, who are active participants in the markets, investments or strategies referred to herein. The opinion is not a personal recommendation and does not take into account whether any product or transaction is suitable for any particular investor. The information provided here are only to inform and as such neither binding nor contractual. It does not amount to investment advice or a solicitation to buy and sell any product or service and does not constitute a conclusion to any transaction with CalBank. CalBank shall not be liable for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from the use of or reliance on this information. All rates, opinions and estimates are not constant but subject to change and CalBank is not under any obligation to inform any investor of any change to such rates, opinion or estimates. This communication is confidential and no part of it may be reproduced, distributed or transmitted without the prior written permission of CalBank. By dealing with the Trading and Sales Desk of the Treasury Department of CalBank, you agree to these terms and conditions of use.

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