Current Rates

Foreign Exchange Rates as at 20th September 2018 (All Rates Quoted are Indicative Only)
Currency Bid (GHC) Offer(GHC)
USD($) 4.7100 4.9200
GBP(£) 6.1200 6.3800
EUR 5.4500 5.6800


Cal Flexisave Account Rates effective 20th September 2018
Cal Flexisave Account Rate
Below GHC200 0.00%
GHC200.00 - GHC999.99 2.75%
GHC1,000.00 - GHC4,999.99 3.50%
GHC5,000.00 and above 5.50%
Starting Balance 10.00


Cal Kiddysave Account Rates effective 20th September 2018
Cal Kiddysave Account Rate
Below GHC200 0.00%
GHC20.00-GHC99.99 3.25%
GHC100.00 - GHC999.99 3.75%
GHC1,000.00 - GHC1,999.99 5.55%
GHC2,000.00 - GHC2,999.99 5.75%
GHC3,000.00 and Above 6.00%


Cal Premium Account Rates effective 20th September 2018
CAL Premium Account Rate
Below GHC500.00 0.00%
GHC500.00 - GHC4,999.99 4.25%
GHC5,000.00 - GHC49,999.99 4.75%
GHC50,000.00 - GHC99,999.00 6.75%
GHC100,000.00 and Above 7.25%


Cal Current Account Rates effective 20th September 2018
Cal Premium Account Rate
Min. GHC 10,000.00 0.25%

  • FlexiSave interest rates shall apply on withdrawals before 6 years.
  • Starting balance is GHC20
  • For more information, Contact Treasury on telephone numbers 7010086,680070


Cal Investplus Effective 20th September 2018
Period (Months) Sell(% p.a) Buy(% p.a)
1 11.50% 6.50%
2 11.75% 6.75%
3 12.25% 7.25%
4 12.50% 7.50%
5 12.70% 7.70%
6 13.00% 8.00%
7 13.50% 8.50%
8 13.75% 8.75%
9 14.00% 9.00%
10 14.20% 9.20%
11 14.35% 9.35%
12 14.50% 9.50%


Fixed Deposit Effective 20th September 2018
Minimum Amount GHC5,000-49,999.99 GHC50,000-99,999.99 GHC100,000 And Above
Call (3 days notice) 6.50% 7.00% Negotiable
1 Month 11.00% 11.50% Negotiable
3 Months 12.50% 12.75% Negotiable
6 Months 13.00% 13.50% Negotiable
12 Months 14.00% 14.75% Negotiable


Fixed Deposit Effective 20th September 2018
Minimum USD ($50,000.00) GBP (£ 50,000.00)EURO (€ 50,000.00)
$ CFC $ FX £ CFC £ FX € CFC € FX
Demand NIL NIL NIL NIL NIL NIL
Call 0.15% 0.00% 0.20% 0.00% 0.20% 0.00%
1 Month 0.24% 0.00% 0.62% 0.00% 0.32% 0.00%
3 Months 0.47% 0.00% 0.66% 0.00% 0.31% 0.00%
6 Months 0.74% 0.00% 0.94% 0.00% 0.62% 0.00%
12 Months 1.00% 0.00% 1.00% 0.00% 1.00% 0.00%

If liquidated before maturity, the applied interest rate shall be the negotiated rate less 7% for all LCY fixed deposits.  FCY fixed deposits shall be liquidated at 0.10%

The Dealing rates will be fixed on receipt of a firm order.

Rates are subject to change depending on market conditions.
For more information and finest quotations on deposit rates contact the Treasury Office on Tel. No; +233 302680062-3, +233 302680065, +233 302680079, +233 244343710-14, +233 544331093-96, +233 263002942, +233 263003912, +233 263008178, +233 263008168, +233 263008174, +233 263017669 and +233 2680070/1