E-Services Charges

CalBank Mobile Banking

New Daily Transactional Limit on *771#, CalBank App, CalNet, ATM Cards and POS

Transaction on Channel

Daily Transactional Limit

Transfers done on mobile banking (*771#) 10,000
Transfers done on CalNet 30,000
Transfers done on CalBank App 20,000
MTN wallet to CalBank Account No limit on Platform/ MTN limits Apply
CalPay Wallet to CalPay Wallet Transfer on CalBank App GHS500 for subscribers with no source of funding added. GHS5,000 for subscribers who have linked cards and GHS10,000 for subscribers who linked their CalBank Account.
ATM Cash Withdrawal using Visa Classic Card 5,000
ATM Cash Withdrawal using Visa Gold Card 8,000
ATM Cash Withdrawal using Visa Signature Card 20,000
ATM Cash Withdrawal using Gh-Link Card 5,000
ATM Cash Withdrawal using CalBank Prepaid Card 5,000
POS transaction using Visa Classic Card 8,000
POS transaction using Visa Gold Card 12,000
POS transaction using Visa Signature Card 20,000
POS transaction using Gh-Link Card 8,000
POS transaction using CalBank Prepaid Card 8,000
E-commerce transaction using Visa Classic Card 8,000
E-commerce transaction using Visa Gold Card 12,000
E-commerce transaction using Visa Signature Card 20,000
E-commerce transaction using Gh-Link Card 8,000
E-commerce transaction using CalBank Prepaid Card 8,000

Transactional limits for wallet to bank transfers are subject to the Telcom’s daily limits


Daily Transactional Limit on CalPay for Merchant Payments

Source Of Funding

Daily Limit

CalBank Account GHS 10,000
Card No limit on App/ Card limits Apply
Mobile Money No limit on App/ Mobile Wallet Limits Apply
CalPay Wallet GHS 500


CalBank Debit Card

Products/Services

Fees

Visa Card Issuance GHS 10.00
Visa Card Replacement GHS 10.00
Card Maintenance Fee GHS 2.50 Monthly
Cash Withdrawal on CalBank ATM Free
Cash withdrawal (other Local Banks’ ATM) 0.40% + GHS 1.0 per transaction
Cash withdrawal on Visa ATM’s (International) 0.40% + USD 0.45 per transaction
Card transaction Online 2%
Student Card Issuance Free
Student Card transaction on (Cal Bank ATM) Free
Student Card Transaction (Other local banks’ ATM) GHS 0.30p.+1.50+0.40% per withdrawal
Student Card Maintenance Free
Uncollected Card after (6)months GHS 10.00


CalBank Prepaid Card

Products/Services

Fees

Card Issuance Fee GHS 15.00
Annual Maintenance Fee GHS 48.00
PIN Re-Issue Fee GHS 3.00
ATM withdrawal (International ATM) 3%
ATM withdrawal (Local ATM) 0.4% + GHS 2.50
ATM withdrawal (CalBank ATM) GHS 1.00
POS Purchase (Local) GHS 2.00
POS Purchase (International) 3%
E-Commerce Purchase (Local) GHS 3.00
E-Commerce Purchase (International) 3%
Minimum deposit advised is GHS100.00


CalBank Online Banking

Products/Services

Fees

Card transaction Online 2%
CalNet (Retail) Free
CalNet (Corporate) GHS 5 Monthly
E-Statement Free
CalBank Alert GHS 2.00 Monthly
Verified By Visa (VbyV) Free
Interbank ACH Transfer Free
Interbank GIP Transfer Free
Funds Transfers using Mobile Money Interoperability Free


CalBank Mobile Banking (*771#)

Products/Services

Fees

Transfer from Mobile Money Wallet to a CalBank Account Free
Bank Transfer to other Telco (Vodafone, Airtel-Tigo, MTN) Wallet 1%; min. GHS5.00 and max. GHS15.000
Bank Transfer from CalBank to another CalBank Account Free
Bank Transfer from CalBank to another bank (Retail) 1%; min. GHS5.00 and max. GHS15.000
Bank Transfer from CalBank to another bank (Corporate) 1%; min. GHS10 and max. GHS20.00
Interbank ACH Transfer Free
Interbank GIP Transfer Free
Funds Transfers using Mobile Money Interoperability Free


POS

Products/Services

Fees

Card transaction on POS terminal (Local) GHS 1.50 per transaction
Card transaction on POS terminal (International) 2%
Card transaction on POS terminal (Online International) 1%


CalBank App

Products/Services

Fees

Interbank ACH Transfer Free
Interbank GIPTransfer Free
Funds Transfers using Mobile Money Interoperability Free