E-Services Charges
CalBank Mobile Banking
New Daily Transactional Limit on *771#, CalBank App, CalNet, ATM Cards and POS
| Transaction on Channel |
Daily Transactional Limit |
|---|---|
| Transfers done on mobile banking (*771#) | 10,000 |
| Transfers done on CalNet | 30,000 |
| Transfers done on CalBank App | 20,000 |
| MTN wallet to CalBank Account | No limit on Platform/ MTN limits Apply |
| CalPay Wallet to CalPay Wallet Transfer on CalBank App | GHS500 for subscribers with no source of funding added. GHS5,000 for subscribers who have linked cards and GHS10,000 for subscribers who linked their CalBank Account. |
| ATM Cash Withdrawal using Visa Classic Card | 5,000 |
| ATM Cash Withdrawal using Visa Gold Card | 8,000 |
| ATM Cash Withdrawal using Visa Signature Card | 20,000 |
| ATM Cash Withdrawal using Gh-Link Card | 5,000 |
| ATM Cash Withdrawal using CalBank Prepaid Card | 5,000 |
| POS transaction using Visa Classic Card | 8,000 |
| POS transaction using Visa Gold Card | 12,000 |
| POS transaction using Visa Signature Card | 20,000 |
| POS transaction using Gh-Link Card | 8,000 |
| POS transaction using CalBank Prepaid Card | 8,000 |
| E-commerce transaction using Visa Classic Card | 8,000 |
| E-commerce transaction using Visa Gold Card | 12,000 |
| E-commerce transaction using Visa Signature Card | 20,000 |
| E-commerce transaction using Gh-Link Card | 8,000 |
| E-commerce transaction using CalBank Prepaid Card | 8,000 |
Transactional limits for wallet to bank transfers are subject to the Telcom’s daily limits
Daily Transactional Limit on CalPay for Merchant Payments
| Source Of Funding |
Daily Limit |
|---|---|
| CalBank Account | GHS 10,000 |
| Card | No limit on App/ Card limits Apply |
| Mobile Money | No limit on App/ Mobile Wallet Limits Apply |
| CalPay Wallet | GHS 500 |
CalBank Debit Card
| Products/Services |
Fees |
|---|---|
| Visa Card Issuance | GHS 15.00 |
| Visa Card Replacement | GHS 15.00 |
| Card Maintenance Fee | GHS 3.00 Monthly |
| Cash Withdrawal on CalBank ATM (Visa Signature) | Free |
| Cash withdrawal (other Local Banks’ ATM) | 0.40% + GHS 1.0 per transaction |
| Cash withdrawal on Visa ATM’s (International) | 0.40% + USD 0.45 per transaction |
| Card transaction Online | 2% |
| Student Card Issuance | Free |
| Student Card transaction on (Cal Bank ATM) | Free |
| Student Card Transaction (Other local banks’ ATM) | GHS 0.30p.+1.50+0.40% per withdrawal |
| Student Card Maintenance | Free |
| Uncollected Card after (6)months | GHS 10.00 |
CalBank Visa Signature Card
| Products/Services |
Fees |
|---|---|
| ATM withdrawal (CalBank ATM) | Free |
| ATM withdrawal (Local ATM) | 0.65% + GHS 2.50 |
| ATM withdrawal (International ATM) | 3%+GHS 6.0 |
| POS Purchase (Local) | Free |
| POS Purchase (International) | 3% |
CalBank Visa Signature Card
| Products/Services |
Fees |
|---|---|
| ATM withdrawal (CalBank ATM) | Free |
| ATM withdrawal (Local ATM) | 0.4%+ GHS2.50 |
| ATM withdrawal (International ATM) | 2%+GHS4.0 |
| POS Purchase (Local) | Free |
| POS Purchase (International) | 2% |
CalBank Prepaid Card
| Products/Services |
Fees |
|---|---|
| Card Issuance Fee | GHS 15.00 |
| Annual Maintenance Fee | GHS 48.00 |
| PIN Re-Issue Fee | GHS 3.00 |
| ATM withdrawal (International ATM) | 3% |
| ATM withdrawal (Local ATM) | 0.4% + GHS 2.50 |
| ATM withdrawal (CalBank ATM) | GHS 1.00 |
| POS Purchase (Local) | GHS 3.00 |
| POS Purchase (International) | 3% |
| E-Commerce Purchase (Local) | GHS 3.00 |
| E-Commerce Purchase (International) | 3% |
| Minimum deposit advised is GHS100.00 |
CalBank Online Banking
| Products/Services |
Fees |
|---|---|
| Card transaction Online | 2% |
| CalNet (Retail) | Free |
| CalNet (Corporate) | GHS 5 Monthly |
| E-Statement | Free |
| CalBank Alert | GHS 2.00 Monthly |
| Verified By Visa (VbyV) | Free |
| Interbank ACH Transfer | Min GHS 7.0; Max GHS 15.0 |
| Interbank GIP Transfer | Min GHS 0.50; Max GHS 5.0 |
| Funds Transfers using Mobile Money Interoperability | Min GHS 0.75; Max GHS 15.0 |
CalBank Mobile Banking (*771#)
| Products/Services |
Fees |
|---|---|
| Transfer from Mobile Money Wallet to a CalBank Account | Free |
| Bank Transfer to other Telco (Vodafone, Airtel-Tigo, MTN) Wallet | 1%; min. GHS5.00 and max. GHS15.000 |
| Bank Transfer from CalBank to another CalBank Account | Free |
| Bank Transfer from CalBank to another bank (Retail) | 1%; min. GHS5.00 and max. GHS15.000 |
| Bank Transfer from CalBank to another bank (Corporate) | 1%; min. GHS10 and max. GHS20.00 |
| Interbank ACH Transfer | Min GHS 7.0; Max GHS 15.0 |
| Interbank GIP Transfer | Min GHS 0.50; Max GHS 5.0 |
| Funds Transfers using Mobile Money Interoperability | Min GHS 0.75; Max GHS 15.0 |
POS
| Products/Services |
Fees |
|---|---|
| Card transaction on POS terminal (Local) | GHS 1.50 per transaction |
| Card transaction on POS terminal (International) | 2% |
| Card transaction on POS terminal (Online International) | 1% |
CalBank App
| Products/Services |
Fees |
|---|---|
| Interbank ACH Transfer | Min GHS 7.0; Max GHS 15.0 |
| Interbank GIP Transfer | Min GHS 0.50; Max GHS 5.0 |
| Funds Transfers using Mobile Money Interoperability | Min GHS 0.75; Max GHS 15.0 |