Generated by All in One SEO v4.9.2, this is an llms.txt file, used by LLMs to index the site. # CalBank | Official Website Forward Together ## Sitemaps - [XML Sitemap](https://calbank.net/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [CalBank PLC Announces Full Year 2025 Audited Results, Delivering Capital Rebuild, Material Asset Quality Recovery, and Structurally Sustainable Growth.](https://calbank.net/calbank-plc-announces-full-year-2025-audited-results-delivering-capital-rebuild-material-asset-quality-recovery-and-structurally-sustainable-growth/) - Accra, Ghana — 23 February 2026 — CalBank PLC (GSE: CAL) is pleased to announce its audited financial results for the full year ended 31 December 2025, highlighting a landmark performance in its transformation journey. The results reflect a decisive capital restoration, comprehensive balance sheet repositioning, materially improved asset quality, and a return to structurally - [CalBank PLC Appoints Three New Board Members](https://calbank.net/calbank-plc-appoints-three-new-board-members/) - CalBank PLC (“CAL” or the “Bank”) is pleased to announce the successful listing of 3,103,448,276 additional ordinary shares on the Ghana Stock Exchange (GSE). This milestone marks the completion of the Bank’s renounceable Rights Issue and the seamless integration of the newly issued shares into our outstanding share register. The listing follows approvals from the […] - [Bank of Ghana Notice to Banks, Specialised Deposit-Taking Institutions and the Public.](https://calbank.net/bank-of-ghana-notice-to-banks-specialised-deposit-taking-institutions-and-the-public/) - Banks, Specialised Deposit-Taking Institutions (SDIs) and the Public are reminded that under section 313(A) of the Criminal Offences Act, 1960 (Act 29) as amended, it is an offence punishable by a fine and/or imprisonment of up to five (5) years for any person to issue a dud cheque. To further discourage the issuance of dud […] - [CalBank PLC Continues Recovery with Third Quarter 2025 Performance](https://calbank.net/calbank-plc-continues-recovery-with-third-quarter-2025-performance/) - Accra, Ghana — October 22, 2025 CalBank PLC has released its unaudited financial results for the first nine months ended September 30, 2025, highlighting continued progress in its recovery and growth strategy. Key performance indicators for the period include: Commenting on the results, Mr. Carl Asem, Managing Director of CalBank PLC, stated: “CalBank continues on […] - [Oversubscription of CalBank’s Rights Issue and Private Placement](https://calbank.net/oversubscription-of-calbanks-rights-issue-and-private-placement/) - CalBank PLC (“CAL”) wishes to notify the Ghana Stock Exchange, shareholders, and the investing public of the successful completion of its Renounceable Rights Issue and Private Placement, which opened on November 3, 2025, and closed on November 21, 2025. The Rights Issue and Private Placement was undertaken at an offer price of GHS 0.29 per […] - [Notice Of Hybrid (Virtual and In-Person) Annual General Meeting of CalBank Plc to be Held on Wednesday, March 25, 2026](https://calbank.net/notice-of-hybrid-virtual-and-in-person-annual-general-meeting-of-calbank-plc-to-be-held-on-wednesday-march-25-2026/) - NOTICE IS HEREBY GIVEN that the hybrid (virtual and in-person) annual general meeting of CalBank PLC will be held at 10 a.m. on Wednesday, March 25, 2026 at the CalBank Head Office at 23 Independence Avenue, Ridge and shall also be streamed live to all shareholders, to transact the following business: AGENDA: To consider the - [MTN Ghana Foundation, CalBank Partner to Save Lives in Nationwide Blood Donation Drive](https://calbank.net/mtn-ghana-foundation-calbank-partner-to-save-lives-in-nationwide-blood-donation-drive/) - The MTN Ghana Foundation, in collaboration with CalBank PLC, on Friday, February 13, 2026, successfully held a nationwide blood donation exercise dubbed “Save a Life”, mobilizing thousands of Ghanaians across all 16 regions to support the country’s blood supply. The initiative, which ran from 8:00 AM to 4:00 PM, activated 44 designated donation centres nationwide to ensure broad public participation. Major collection points were hosted at the - [CalBank PLC Renounceable Rights Issue: Listing of Additional Shares and Commencement in Trading](https://calbank.net/calbank-plc-renounceable-rights-issue-listing-of-additional-shares-and-commencement-in-trading/) - CalBank PLC (“CAL” or the “Bank”) is pleased to announce the successful listing of 3,103,448,276 additional ordinary shares on the Ghana Stock Exchange (GSE). This milestone marks the completion of the Bank’s renounceable Rights Issue and the seamless integration of the newly issued shares into our outstanding share register. The listing follows approvals from the […] - [CalBank PLC Launches and Commences Renounceable Rights Issue and Private Placement](https://calbank.net/calbank-plc-launches-and-commences-renounceable-rights-issue-and-private-placement/) - CalBank Plc (“CalBank” or the “Bank”) wishes to announce the launch and commencement of the Bank’s Renounceable Rights Issue of 3,103,448,276 ordinary shares of no-par value at GHS0.29 per share to raise GHS900 million in a ratio of 1 new share for every 0.3643 ordinary shares held by a qualifying shareholder as at the qualifying […] - [CalBank 2024/25 National Service Cohort Constructs 2-Classroom Block for Asuom M.A. Basic School](https://calbank.net/calbank-2024-25-national-service-cohort-constructs-2-classroom-block-for-asuom-m-a-basic-school/) - Accra, Ghana – September 26 – CalBank PLC, in partnership with its 2024/25 National Service cohort, has commissioned a newly constructed two-classroom block for the Asuom M.A. Basic School in the Ga South District of the Greater Accra Region. The project, which costs approximately GHS 200,000, comes fully equipped with modern amenities to enhance teaching […] - [CalBank PLC Shines with Triple Recognition at 36th CIMG Awards](https://calbank.net/calbank-plc-shines-with-triple-recognition-at-36th-cimg-awards/) - Accra, Ghana – September 26, 2025:CalBank PLC has once again reaffirmed its position as a leading force in Ghana’s banking sector, winning three distinguished awards at the 36th Chartered Institute of Marketing, Ghana (CIMG) Annual National Marketing Performance Awards held on Friday, 26th September 2025. The Bank received recognition under the Business Banking Category as:1️⃣ […] - [CalBank Marks 35th Anniversary with Nationwide Donation of Academic Books](https://calbank.net/calbank-marks-35th-anniversary-with-nationwide-donation-of-academic-books/) - CalBank PLC has marked its 35th anniversary with a major educational initiative, donating thousands of academic books and learning materials to under-resourced schools across nine regions of Ghana. The initiative, themed “Gift a Book, Change a Life”, was launched in line with the bank’s Corporate Social Investment (CSI) agenda and held in commemoration of World […] - [CalBank, Vendor Vault Drive MSMEs Growth](https://calbank.net/calbank-vendor-vault-drive-msmes-growth/) - CalBank PLC has hosted a high-impact Micro, Small and Medium Enterprise (MSME) seminar in Accra on Saturday which brought together entrepreneurs, financial experts, and business leaders to explore strategies for sustainable growth and access to smart financing. The event, held in partnership with Vendor Vault, underscored the bank’s commitment to supporting MSMEs across Ghana. Vendor […] - [CalBank Releases its Unaudited Consolidated Financial Statements for the Six Months Period Ended 30 June 2025](https://calbank.net/calbank-releases-its-unaudited-consolidated-financial-statements-for-the-six-months-period-ended-30-june-2025/) - CalBank PLC has released its unaudited consolidated financial statements for the six months period ended 30 June 2025. The Half Year report provides valuable insights into the bank’s financial performance, strategy and achievements over the past six months. The Bank will continue to focus on innovation, operational efficiency, and supporting SMEs to contribute to its […] - [CalBank Marks 35 Years with RED Walk; Reaffirms Resilience and Commitment to Indigenous Banking](https://calbank.net/calbank-marks-35-years-with-red-walk-reaffirms-resilience-and-commitment-to-indigenous-banking/) - CalBank PLC brought the curtain down on its 35th anniversary celebration with a nationwide wellness walk dubbed the “RED Walk,” held on Saturday, July 12, 2025. The walk began and ended at the bank’s head office in Accra, passing through Osu, and attracted staff, clients, and stakeholders in a vibrant show of unity and corporate […] - [CalBank Launches R.E.D. Values Week To Mark 35th Anniversary](https://calbank.net/calbank-launches-r-e-d-values-week-to-mark-35th-anniversary/) - The launch event, held at the bank’s head office at Ridge in Accra, brought together management and staff to reflect on the guiding principles that have shaped CalBank’s journey over the past three and a half decades. Managing Director Carl Selassie Asem stated that R.E.D. Values Week underscores the bank’s culture of excellence, responsibility, and resilience. “R.E.D. […] - [Revision of Fees & Charges](https://calbank.net/revision-of-fees-charges/) - Dear Valued Client, Kindly be informed that effective April 1, 2025, we have revised our fees and charges on selected banking and digital transactions. Click here to visit our tariffs guide page for more information. - [CalBank PLC Appoints New Board of Directors](https://calbank.net/calbank-plc-appoints-new-board-of-directors/) - CalBank PLC has announced the appointment of new board members with Daniel Nii Kwei-Kumah Sackey as the Chairman of the Board of Directors, effective 20th March 2025, following approval by the Bank of Ghana and endorsement by shareholders. This marks a significant milestone in the Bank’s strategic direction. Mr. Sackey succeeds Mr. Joe Mensah, who […] - [CalBank PLC Holds 2025 Annual General Meeting.](https://calbank.net/calbank-plc-holds-2025-annual-general-meeting/) - CalBank PLC on Thursday, March 20, 2025, has held its 2024 Annual General Meeting (AGM), during which the Bank’s audited financial results for the full year ended December 31, 2023 and December 31, 2024, were presented by the outgoing Board Chairman, Mr. Joe Mensah, and approved by the shareholders. The meeting held at the Bank’s […] - [CalBank PLC Announces Full-Year 2024 Audited Financial Results, Demonstrating Strong Recovery and Strategic Growth.](https://calbank.net/calbank-plc-announces-full-year-2024-audited-financial-results-demonstrating-strong-recovery-and-strategic-growth/) - Accra, Ghana – 27 February 2025 – CalBank PLC (GSE: CAL) is pleased to announce its audited financial results for the full year ended 31 December 2024, showcasing a remarkable turnaround and strong financial performance. The results underscore the Bank’s strategic execution, resilience, and unwavering commitment to delivering long-term value to shareholders and stakeholders. Key […] - [CalBank PLC Releases 2024 Financial Statement Report](https://calbank.net/calbank-plc-releases-2024-financial-statement-report/) - CalBank PLC, one of the leading banks in Ghana, has released its annual report for the end of year 2024. The annual report provides valuable insights into the bank’s financial performance, strategy, and achievements over the past year. The Bank’s focus on innovation, operational efficiency, and supporting SMEs is commendable and is expected to contribute […] - [Notice Of Hybrid (Virtual and In-Person) Annual General Meeting of CalBank PLC to Be Held on Thursday, March 20, 2025](https://calbank.net/notice-of-hybrid-virtual-and-in-person-annual-general-meeting-of-calbank-plc-to-be-held-on-thursday-march-20-2025/) - NOTICE IS HEREBY GIVEN that the HYBRID (Virtual and In-person) Annual General Meeting of CalBank PLC will be held at 10 a.m. on Thursday, March 20, 2025, at the CalBank Head Office at 23 Independence Avenue, Ridge and shall also be streamed live to all shareholders to transact the following business: AGENDA: ORDINARY RESOLUTIONS 1. […] - [CalBank Partners MTN And BlueSPACE For Ghana’s First USSD Auto Insurance Marketplace](https://calbank.net/calbank-partners-mtn-and-bluespace-for-ghanas-first-ussd-auto-insurance-marketplace/) - CalBank PLC has partnered with MTN Ghana and fintech firm BlueSPACE Africa, to outdoor ‘BeINsured’ – an innovative digital insurance marketplace. The platform is designed to provide seamless access to auto insurance via USSD technology. Being the first of its kind in Ghana, it enables vehicle owners to purchase policies, pay premiums and process claims […] - [Notification of Appointment of Deputy Managing Director.](https://calbank.net/notification-of-appointment-of-deputy-managing-director/) - CalBank PLC is pleased to announce the appointment of Mr. Johnson Oware as the Deputy Managing Director of the Bank, effective January 20, 2025. Johnson is a highly accomplished banking executive with over 20 years of proven excellence across the full spectrum of banking segments. As Deputy Managing Director, he will oversee the growth and expansion of CalBank’s […] - [CalBank PLC Donates to Two Orphanages in Accra](https://calbank.net/calbank-plc-donates-to-two-orphanages-in-accra/) - As part of its corporate social initiatives, CalBank Plc made cash donations on Friday, January 3, 2025, to two orphanages in Accra: Echoing Hills Village, Ghana, and The Street Academy. The Chief Risk Officer of CalBank, Mr. Sadick Arthur, presented the donations to the coordinators of the orphanages, emphasizing the Bank’s unwavering commitment to creating […] - [Local Vision, Global Standards: CalBank Redefining Banking in Ghana](https://calbank.net/local-vision-global-standards-calbank-redefining-banking-in-ghana/) - An indigenous bank’s transformation signals a new era in Banking. An interview with Mr. Carl Asem. In an exclusive interview with Business & Financial Times (B&FT), CalBank’s Managing Director, Carl Selasi Asem (CSA), outlined an ambitious trajectory for one of Ghana’s leading indigenous banks. His vision exemplifies how homegrown institutions can navigate global economic turbulence […] - [CalBank Recovers GH¢712.5m In Loans, Targets GH¢900m By Year-End](https://calbank.net/calbank-recovers-gh¢712-5m-in-loans-targets-gh¢900m-by-year-end/) - CalBank Plc has outlined a robust strategy to recover GH¢900 million in impaired loans by the end of 2024, an ambitious goal aimed at reinforcing the bank’s financial health and enhancing shareholder value. The Bank has so far recovered GH¢712.5 million, with substantial recoveries from clients across the hospitality, construction, and services sectors. This loan […] - [CalBank PLC’s Bold Strategic Move Repositions Bank For Growth](https://calbank.net/calbank-plcs-bold-strategic-move-repositions-bank-for-growth/) - In a strategic shift, CalBank has pivoted from its traditional corporate focus to a dynamic retail banking model. A strategic move that is redefining its market position and shaping a new financial growth trajectory. The bank’s turnaround comes after weathering a severe economic downturn that left it reeling from a GH¢850 million loss in 2022. Now, CalBank […] - [Third Quarter 2024 Unaudited Results & Commentary](https://calbank.net/third-quarter-2024-unaudited-results-commentary/) - CalBank PLC (GSE “CAL”), is pleased to announce its unaudited financial results for the 9-months ending September 30, 2024, showcasing another quarter of significant, sustained growth across key performance metrics in line with the bank’s turnaround strategy. Carl Asem, CEO of CalBank highlighted the Bank’s solid performance in Q3-2024 as follows: Key earnings drivers: “CalBank […] - [CalBank Announces Its Unaudited Consolidated Financial Statements For The Nine Month Ended 30 September 2024](https://calbank.net/calbank-announces-its-unaudited-consolidated-financial-statements-for-the-nine-month-ended-30-september-2024/) - CalBank Plc (Ghana Stock Exchange: ‘Cal’) announces its unaudited Consolidated Financial Statement for the nine months ended 30 September 2024. For the full version of the nine months results, please click here. - [Sanctions For The Issuance Of Dud Cheques](https://calbank.net/sanctions-for-the-issuance-of-dud-cheques/) - NOTICE NO.BG/GOV/SEC/2021/03 Banks, Specialised Deposit-Taking Institutions (SDIs) and the Public are reminded that under section 313(A) of the Criminal Offences Act, 1960 (Act 29) as amended, it is an offence punishable by a fine and/or imprisonment of up to five (5) years for any person to issue a dud cheque.To further discourage the issuance of […] - [CalBank Wins Big at Launch of CIMG’s Ghana Customer Satisfaction Index Report Ceremony](https://calbank.net/calbank-wins-big-at-launch-of-cimgs-ghana-customer-satisfaction-index-report-ceremony/) - CalBank PLC has won four (4) prestigious awards at the media launch of the Ghana Customer Satisfaction Index Report & Recognition Ceremony organized by the CIMG on Friday September 27, 2024. The awards include 5-Stars in Service Quality for Business Banking, 1st Runner Up in Service Quality for Consumer Banking, 5-Stars in Consumer Satisfaction for […] - [CalBank 2023/2024 National Service Personnel Renovate Nii Sowa Dinn Basic School](https://calbank.net/calbank-2023-2024-national-service-personnel-renovate-nii-sowa-dinn-basic-school/) - As a leading financial institution in Ghana with a good social conscience, CalBank is fully committed to the highest level of sustainable social and economic responsibility towards communities where the bank operates. CalBank also encourages all its staff to embrace this value and give back to society. In line with this commitment, the 2023/2024 batch […] - [CalBank Clarifies Recent Executive and Board Changes Amid Restructuring Efforts](https://calbank.net/calbank-clarifies-recent-executive-and-board-changes-amid-restructuring-efforts/) - Accra, September 24, 2024 – In light of recent reports, including an article by The High Street Journal titled “CalBank Fires Significant Number of Top Executives & Non-Executive Directors Amid Efforts to Correct Previous Impairments,” CalBank PLC seeks to clarify the facts surrounding recent executive and Board changes and to highlight the bank’s ongoing transformation […] - [Notification of Appointment of Managing Director](https://calbank.net/notification-of-appointment-of-managing-director/) - CalBank Plc (Ghana Stock Exchange: CAL): The board of directors of CalBank PLC is pleased to announce the appointment of Mr. Carl Selasi Asem as the substantive Managing Director of the Bank, effective 4th September 2024. The appointment has been approved by the Bank of Ghana. Mr. Asem’s confirmation as Managing Director follows his appointment […] - [CalBank Holds 2024 Annual General Meeting](https://calbank.net/calbank-holds-2024-annual-general-meeting/) - Board of Directors of CalBank PLC engaged with shareholders on September 4, 2024, for the 2024 Annual General Meeting. The gathering fostered productive discussions on strategic initiatives to drive the bank’s future growth and enhance stakeholder value. Click to watch the stream here: https://youtu.be/EyZ4CRkCTjM?si=FdbJOGAG4blQBQiB - [CalBank – Notification Non-Executive Director Not Seeking Re-Election](https://calbank.net/calbank-notification-non-executive-director-not-seeking-re-election/) - CalBank PLC (Ghana Stock Exchange: CAL) hereby announces that Mr. Ben Gustave Barth, who by the operation of the Companies Act, 2019 (Act 992) retires by rotation as a director of the bank, has notified the Board of his decision not to seek re-election at the Annual General Meeting scheduled for 4th September 2024. Mr. […] - [CalBank PLC Announces a Resilient Turnaround Strong Performance with Improved Profitability & Positive Equity](https://calbank.net/calbank-plc-announces-a-resilient-turnaround-strong-performance-with-improved-profitability-positive-equity/) - CalBank PLC is pleased to announce its Half-Year 2024 results, showing a significant, positive turnaround in the bank’s financial results. Half-Year to June 2024 performance was solid with Fees and Commissions growth of 130.1% and Profit- After Tax up by 49.4% on the prior year. Consequently, the Bank has emerged stronger and more resilient despite […] - [CalBank Announces Its Unaudited Consolidated Financial Statements For The Six Months Ended 30 June 2024](https://calbank.net/calbank-announces-its-unaudited-consolidated-financial-statements-for-the-six-months-ended-30-june-2024/) - CalBank Plc (Ghana Stock Exchange: ‘Cal’) announces its unaudited Consolidated Financial Statements for the six months ended 30 June 2024. For the full version of the six months results, please click here. - [CalBank Plc Renounceable Rights Issue Offer Results](https://calbank.net/calbank-plc-renounceable-rights-issue-offer-results/) - CalBank PLC (“CalBank” or the “Bank”) wishes to announce the completion of its Renounceable Rights Issue (the “Offer”). The Offer was for 2,068,965,517 shares (“Offer Shares”) of no par value at GHS 0.29 per shares in a ratio of 1 Offer Share for every 0.3033 Existing Share held by a Qualifying Shareholder. A total of […] - [CalBank PLC has updated the Terms and Conditions for its account opening process.](https://calbank.net/calbank-plc-has-updated-the-terms-and-conditions-for-its-account-opening-process/) - CalBank PLC has updated the Terms and Conditions for its account opening process, mobile app, and online banking platforms. These updates reflect essential enhancements aimed at improving user experience and providing clearer guidelines for electronic banking services. Key changes include: Customers are encouraged to click here to review the changes. - [CalBank launches CalWomen’s Network to Empower Female Staff.](https://calbank.net/calbank-launches-calwomens-network-to-empower-female-staff/) - CalBank as part of efforts to empower women and improve their competencies has launched the CalWomen’s Network to upskill women to improve their contribution towards the growth of their business. The CalWomen’s Network is a flagship programme that will provide avenues for mentorship, professional development, and leadership opportunities for women. At the launch, Chairman of […] - [Revision of Fees & Charges](https://calbank.net/revision-of-fees-charges-2/) - Dear Client, Kindly be informed that effective May 8, 2024, we have revised our fees and charges on selected banking and digital transactions. Click here to visit our tariffs guide page for more information. - [Notice of Dormant Accounts held at CalBank PLC](https://calbank.net/notice-of-dormant-accounts-held-at-calbank-plc/) - CalBank PLC wishes to notify the general public and its cherished customers that in accordance with section 143 of the Banks & Specialised Deposit-taking Institutions Act, 2016 (Act 930), accounts held at the bank which have not been operated in the last five (5) years have been classified as dormant. The below customers or their […] - [CalBank Plc Announces Its Unaudited Consolidated Financial Statements for The First Quarter Ended 31 March 2024](https://calbank.net/calbank-plc-announces-its-unaudited-consolidated-financial-statements-for-the-first-quarter-ended-31-march-2024/) - CalBank Plc (Ghana Stock Exchange: ‘Cal’) announces its unaudited Consolidated Financial Statements for the First Quarter ended 31 March 2023. For the full version of the Q1-2023 results, please click on the link CalBank-PLC-Unaudited-Q1-2024-Financials - [CalBank Plc Releases 2023 Annual Report](https://calbank.net/calbank-plc-releases-2023-annual-report/) - CalBank Plc, one of the leading banks in Ghana, has released its annual report for the end of year 2023. The annual report provides valuable insights into the bank’s financial performance, strategy, and achievements over the past year. The Bank’s focus on innovation, operational efficiency, and supporting SMEs is commendable and is expected to contribute […] - [CalBank Board Approves GHC600m Renounceable Rights Issue](https://calbank.net/calbank-board-approves-ghc600m-renounceable-rights-issue/) - The Board of CalBank Ghana PLC has approved a GHS 600 million renounceable rights issue to be sourced through private placement of ordinary and preference shares to new investors. The issuance comprises 1,872,461,736 ordinary shares of no-par value, priced at GHS 0.29 pesewas per share, and 196,503,781 preference shares of no-par value, also priced at […] - [CalBank PLC Launches And Commences Renounceable Rights Issue](https://calbank.net/calbank-plc-launches-and-commences-renounceable-rights-issue/) - CalBank Plc (“CalBank” or the “Bank”) wishes to announce the launch and commencement of the Bank’s Renounceable Rights Issue of 2,068,965,517 shares (“Offer Shares”) of no par value at GHS 0.29 per share in a ratio of 1 Offer Share for every 0.3033 existing shares held by a qualifying shareholder. The Offer Shares comprise 1,872,461,736 […] - [The Ghana Institute of Procurement & Supply Pays A Courtesy Call on CalBank](https://calbank.net/the-ghana-institute-of-procurement-supply-pays-a-courtesy-call-on-calbank/) - A delegation from the Ghana Institute of Procurement and Supply (GIPS) led by the President, Mr. Simon Annan on March 27, 2024, paid a courtesy call on CalBank, aiming to foster collaboration in advocating and promoting the passage of the procurement bill. The bill, seen as an important step in streamlining procurement processes and fostering […] - [CalBank PLC Renounceable Rights Issue](https://calbank.net/calbank-plc-renounceable-rights-issue/) - Following approval by the Board of Directors and subsequent approval by the shareholders of CalBank Plc (“CalBank” or the “Bank”) at the Annual General Meeting of the Bank held in Accra on 08 June 2023, CalBank is pleased to announce a GHS 600,000,000 Renounceable Rights Issue of 1,872,461,736 ordinary shares of no par value at […] - [CalBank Wins Two Prestigious Awards at the Ghana FinTech Awards 2023.](https://calbank.net/calbank-wins-two-prestigious-awards-at-the-ghana-fintech-awards-2023/) - CalBank on Saturday, March 9, 2024, was presented with two awards, “Mobile Banking App of the Year” and “ESG Bank of the Year” awards, at the third edition of the Ghana FinTech Awards 2023. The Ghana FinTech Awards is an annual event aimed at identifying Financial Technology Companies and Banking Institution’s stalwarts and celebrating their […] - [Notification Of Appointment Of Acting Managing Director](https://calbank.net/notification-of-appointment-of-acting-managing-director/) - CalBank Plc (Ghana Stock Exchange: CAL) The board of directors of CalBank PLC is pleased to announce the appointment of Mr. Carl Asem as the Acting Managing Director of the Bank, effective 13th February 2024. This follows the retirement of Mr. Philip Owiredu effective 13th February 2024, capping his 4-year tenure as Managing Director and […] - [CalBank Extends Christmas Cheer with Generous Donations to Street Academy and Hope Children’s Village.](https://calbank.net/calbank-extends-christmas-cheer-with-generous-donations-to-street-academy-and-hope-childrens-village/) - In the spirit of spreading joy and making a meaningful impact this Christmas season, CalBank has made donations to two charitable organizations: Street Academy and Hope Children’s Village. In a brief ceremony held at its Head Office, Ridge-Accra, CalBank had the honor of presenting a cheque of GHS 5,000.00 to the Street Academy and GHS […] - [CalBank Wins Maiden Bank of Ghana eCedi Hackathon](https://calbank.net/calbank-wins-maiden-bank-of-ghana-ecedi-hackathon/) - CalBank, represented by the esteemed team ‘Forward Titans’, has emerged victorious in the maiden Bank of Ghana eCedi Hackathon, securing the top spot in a competition that showcased groundbreaking innovations aimed at revolutionizing Ghana’s financial landscape. The eCedi Hackathon, a 12-week intensive innovation challenge, was organized by the Bank of Ghana in collaboration with EMTECH […] - [CalBank Organizes Another B2B Meetings for its Customers in Istanbul.](https://calbank.net/calbank-organizes-another-b2b-meetings-for-its-customers-in-istanbul/) - CalBank, as part of efforts to expose and support their customers to go global with their businesses, has organized a cooperation meeting between Turkish and Ghanaian companies in Istanbul. At the second edition of CalBank’s trade delegation B2B meetings in Türkiye, businesses from both countries came together to explore potential partnerships, collaborations, and trade opportunities. […] - [Notification Of Retirement Of Chief Executive Officer](https://calbank.net/notification-of-retirement-of-chief-executive-officer/) - CalBank Plc (Ghana Stock Exchange: CAL) hereby announces that its Chief Executive Officer (CEO), Mr. Philip Owiredu, will be retiring from the Bank effective February 2024. Mr. Owiredu joined CalBank as a Director of Finance in December 2004 and was appointed Chief Executive Officer in January 2020. The announcement of his retirement honors his nineteen-year […] - [2022/2023 Batch of National Service Personnel at CalBank Refurbishes a 3-Unit Classroom Block at Bogyawe-Ankaasi JHS](https://calbank.net/2022-2023-batch-of-national-service-personnel-at-calbank-refurbishes-a-3-unit-classroom-block-at-bogyawe-ankaasi-jhs/) - The 2022/2023 batch of National Service Personnel at CalBank has renovated a 3-unit classroom block at the Bogyawe-Ankaasi JHS, Bekwai in the Ashanti Region. For several years, the community had been grappling with the dire need for renovations at the school, which had seen limited improvements since its construction many years ago. The renovation which […] - [CalBank PLC Commiserates with Ga Traditional Council](https://calbank.net/calbank-plc-commiserates-with-ga-traditional-council/) - CalBank PLC, a leading Ghanaian bank, on Thursday, the 10th of October 2023, presented assorted items and cash donation to the Ga Traditional Council in Accra, as part of its support towards the funeral of the late Paramount Queen of the Ga state, Ga Manye Naa Dedei Omaedru III (Tso Wulu Efa). The delegation from […] - [CalBank PLC (Ghana Stock Exchange: ‘Cal’) announces its unaudited Consolidated Financial Statements for the nine months ended 30 September 2023.](https://calbank.net/calbank-plc-ghana-stock-exchange-cal-announces-its-unaudited-consolidated-financial-statements-for-the-nine-months-ended-30-september-2023/) - CalBank PLC (Ghana Stock Exchange: ‘Cal’) announces its unaudited Consolidated Financial Statements for the nine months ended 30 September 2023. For the full version of the Q3-2023 results, please click here - [CalBank Shines Bright at CIMG’s 34th Annual National Marketing Performance Awards](https://calbank.net/calbank-shines-bright-at-cimgs-34th-annual-national-marketing-performance-awards/) - CalBank PLC has further consolidated its position as a customer-centric bank by winning several prestigious awards at the 34th Annual National Marketing Performance Awards. The awards were presented to the bank by the Chartered Institute of Marketing, Ghana (CIMG) at a ceremony held in Accra last week. CalBank’s commitment to delivering exceptional services to its […] - [COCOBOD DDE: Announcement of Results For The Cocoa Bills Exchange Program](https://calbank.net/cocobod-dde-announcement-of-results-for-the-cocoa-bills-exchange-program/) - COCOBOD today announces the results of the Cocoa Bills exchange programme which closed at 4:00pm on 25th August 2023. Kindly click on this link to view the full results: COCOA-BILLS-EXCHANGE-PROGRAMME-PRESS-RELEASE-ANNOUNCEMENT-OF-RESULTS_230829_193326 - [Graphic, CalBank to Deepen Collaboration](https://calbank.net/graphic-calbank-to-deepen-collaboration/) - The Graphic Communications Group Limited (GCGL) and the management of CalBank PIC, have committed themselves to working together for their mutual benefit. The two institutions are to explore possible areas of partnership that would build their brands and contribute towards the economic development of the country. The Chief Executive Officer of CalBank PLC, Philip Owiredu, […] - [CalBank and PAPSS Collaborate to Unlock African Market Potential and Accelerate Economic Growth in Ghana.](https://calbank.net/calbank-and-papss-collaborate-to-unlock-african-market-potential-and-accelerate-economic-growth-in-ghana/) - CalBank, a leading indigenous financial institution in Ghana is excited to announce that it has joined the Pan-African Payment and Settlement System (PAPSS). This partnership aims to facilitate cross-border settlements, enhance financial inclusion, and foster economic growth throughout Africa. This collaboration aligns perfectly with PAPSS’ objective of establishing a robust payment superhighway among African nations, […] - [CalBank PLC (Ghana Stock Exchange: ‘CAL’) announces its Unaudited Half Year 2023 Results.](https://calbank.net/calbank-plc-ghana-stock-exchange-cal-announces-its-unaudited-half-year-2023-results/) - The Highlights of the Group’s Half Year 2023 results (y/y) are: Profit & Loss Net Fees and Commissions Income increased by 26.76% Net Interest Income decreased by 8.05% Operating expenses increased by 24.85% Balance Sheet Total Assets decreased marginally by 3.01 % Net Loans & Advances to Customers increased by 20.14% Total Deposits increased by […] - [Launch of Cocoa Bills Exchange Programme](https://calbank.net/launch-of-cocoa-bills-exchange-programme/) - The Ghana Cocoa Board (COCOBOD) has, on 14th July 2023, launched a debt securities exchange programme (the Exchange Programme) under which it is inviting holders of its short-term debt securities (the Cocoa Bills) to voluntarily offer to exchange their Cocoa Bills (representing an aggregate principal of approximately GHS 7.93 billion) for longer-term debt securities with averagely lower […] - [CalBank Snap Save: Fostering Financial Inclusion for All.](https://calbank.net/calbank-snap-save-fostering-financial-inclusion-for-all/) - Ghana’s financial inclusion has experienced remarkable growth in recent years, surpassing expectations, according to the 2021 Financial Services Demand-Side Survey Report. The survey revealed that 96 percent of Ghana’s adult population now has access to financial services, exceeding the targeted 85 percent for 2023. Among the financial institutions making a significant impact in this area […] - [CalBank PLC undertakes Fire Simulation Exercise at its Derby Avenue Branch.](https://calbank.net/calbank-plc-undertakes-fire-simulation-exercise-at-its-derby-avenue-branch/) - CalBank PLC in collaboration with the Ghana National Fire Service and the National Ambulance Service have conducted a fire simulation exercise on Thursday, 6th July 2023at its Derby Avenue Branch to test the readiness of the bank’s staff and systems in the event of a fire. The drill formed part of the Bank’s Business Continuity […] - [How Does CalBank PLC’s Corporate Social Investments Make Positive Impacts On Communities?](https://calbank.net/how-does-calbank-plcs-corporate-social-investments-make-positive-impacts-on-communities/) - CalBank PLC’s commitment to making a difference in the communities it serves continues to yield significant positive outcomes. Two years ago, the Bank put up a 3-unit classroom block valued at over GHS100,000 and a computer laboratory for the community of Hodzo-Ve, a poor community in the Volta Region of Ghana. The Bank further donated […] - [CalBank Launches Entrepreneurs’ Business Academy.](https://calbank.net/calbank-launches-entrepreneurs-business-academy/) - CalBank, a leading financial institution in Ghana, has launched the Entrepreneurs’ Business Academy, an innovative initiative aimed at empowering entrepreneurs with the requisite knowledge and skillset needed to thrive in today’s volatile, uncertain, complex, and ambiguous business landscape successfully. It offers a comprehensive training and development program that includes a range of educational resources, workshops, […] - [CalBank Signs Memorandum of Agreement with GIRSAL to Boost Agribusiness Portfolio.](https://calbank.net/calbank-signs-memorandum-of-agreement-with-girsal-to-boost-agribusiness-portfolio/) - CalBank PLC, a leading Ghanaian bank known for its innovative and customer-focused approach, has entered a strategic partnership with Ghana Incentive-Based Risk Sharing Agricultural Lending [GIRSAL], a non-bank financial institution specializing in agric financing. This collaboration is aimed at enhancing CalBank’s Agribusiness portfolio and contributing to the growth of Ghana’s agric and agribusiness sectors. GIRSAL’s […] - [CalBank Donates Medical Supplies to UGMC and Ridge Hospital.](https://calbank.net/calbank-donates-medical-supplies-to-ugmc-and-ridge-hospital/) - CalBank PLC, as part of its corporate social investment commitment, has donated medical supplies to the University of Ghana Medical Center (UGMC) and the Greater Accra Regional Hospital (Ridge). The donation aims to support the healthcare efforts of these institutions and ensure the safety of their medical professionals. The donated medical supplies will enable medical […] - [We are optimistic about 2023; we will focus on a strong, resilient business model – CalBank](https://calbank.net/we-are-optimistic-about-2023-we-will-focus-on-a-strong-resilient-business-model-calbank/) - Indigenous bank, CalBank has expressed optimism about the year 2023, saying, it will focus on demonstrating a strong and resilient business model in the execution of its medium-term strategy aiming to deliver a solid financial performance. This will be done across its business through product and service innovation, a customer-centric focus, a performance-based culture of […] - [CalBank Plc Releases 2022 Annual Report](https://calbank.net/calbank-plc-releases-2022-annual-report/) - CalBank Plc, one of the leading banks in Ghana, has released its annual report for the end of year 2022. The annual report provides valuable insights into the bank’s financial performance, strategy, and achievements over the past year. The Bank’s focus on innovation, operational efficiency, and supporting SMEs is commendable and is expected to contribute […] - [CalBank Plc (Ghana Stock Exchange: ‘Cal’) Announces Its Unaudited Consolidated Financial Statements for The First Quarter Ended 31 March 2023](https://calbank.net/calbank-plc-ghana-stock-exchange-cal-announces-its-unaudited-consolidated-financial-statements-for-the-first-quarter-ended-31-march-2023/) - CalBank Plc (Ghana Stock Exchange: ‘Cal’) announces its unaudited Consolidated Financial Statements for the First Quarter ended 31 March 2023. For the full version of the Q1-2023 results, please click on the link CalBank-PLC-Unaudited-Q1-2023-Financials - [CalBank PLC (Ghana Stock Exchange: ‘CAL’) announces its Audited Full Year 2022 Results.](https://calbank.net/calbank-plc-ghana-stock-exchange-cal-announces-its-audited-full-year-2022-results/) - CalBank Plc (Ghana Stock Exchange: ‘Cal’) announces its audited Consolidated Financial Statements for the year ended 2022. For the full version of the 2022 results, please click on the link CalBank-PLC-Audited-FY-2022-Financials - [Bank Of Ghana Notice To Banks, Specialised Deposit-Taking Institutions And The Public.](https://calbank.net/bank-of-ghana-notice-to-banks-specialised-deposit-taking-institutions-and-the-public-2/) - Banks, Specialised Deposit-Taking Institutions (SDIs) and the Public are reminded that under section 313(A) of the Criminal Offences Act, 1960 (Act 29) as amended, it is an offence punishable by a fine and/or imprisonment of up to five (5) years for any person to issue a dud cheque1.To further discourage the issuance of dud cheques, […] - [CalBank Pays Courtesy Call on Daasebre Kwaku Boateng III](https://calbank.net/calbank-pays-courtesy-call-on-daasebre-kwaku-boateng-iii/) - CalBank Plc, a leading financial institution in Ghana, on Thursday March 23, 2023, paid a courtesy call on Daasebre Kwaku Boateng III [Omanhene of The New Juaben Traditional Area] in recognition of the Bank’s long-standing relationship with the community and also to congratulate him on his ascension to the throne. The visit, which took place […] - [CalBank PLC Launches Women Leadership Program to Identify and Elevate Talented Women to Lead.](https://calbank.net/calbank-plc-launches-women-leadership-program-to-identify-and-elevate-talented-women-to-lead/) - As part of activities in celebrating the achievements of women and their contributions throughout history, CalBank PLC on Friday 17th March 2023, launched a Women Leadership Program aimed at identifying, developing and elevating talented women within the organization to take on leadership roles. The program seeks to empower women to achieve their full potential to […] - [CalBank PLC Conducts Fire Safety Drill to Test Readiness of Staff and Systems at its Head Office.](https://calbank.net/calbank-plc-conducts-fire-safety-drill-to-test-readiness-of-staff-and-systems-at-its-head-office/) - To ensure the safety of its staff and customers, CalBank PLC on Thursday 23rd March, 2023 conducted a fire simulation exercise at its head office. The exercise, which forms part of the Bank’s Business Continuity Management Framework, was carried out in collaboration with the Ghana National Fire Service and National Ambulance Service, to test the […] - [CalBank PLC Together with AMPATH Donates to the Cape Coast & Takoradi (European) Hospitals.](https://calbank.net/calbank-plc-together-with-ampath-donates-to-the-cape-coast-takoradi-european-hospitals/) - In a heartwarming gesture of corporate social responsibility, CalBank PLC in partnership with the Academic Model Providing Access to Healthcare (AMPATH) has donated a generous amount of medical supplies to the Cape Coast Teaching Hospital, in the Central region and Takoradi (European) Hospital in the Western region of Ghana respectively. Donation to the Cape Coast […] - [CalBank together with AMPATH donates PPEs to Bolgatanga Hospital.](https://calbank.net/calbank-together-with-ampath-donates-ppes-to-bolgatanga-hospital/) - Even before it starts full operations in the Upper East Region, CalBank PLC, has started honoring its social corporate responsibility to the region. The bank in partnership with the Academic Model Providing Access to Healthcare (AMPATH) on Thursday, March 9 2023, donated medical consumables to the Regional Hospital to aid healthcare delivery in the region. […] - [CalBank PLC opens new branch in Bolga, promises convenient banking services.](https://calbank.net/calbank-plc-opens-new-branch-in-bolga-promises-convenient-banking-services/) - CalBank PLC, an indigenous Ghanaian bank has opened a new branch in the Upper East Regional capital, Bolgatanga. The latest branch, which adds up to 34 other branches across the country, is located on the Bolgatanga Commercial Street at the old Melcom Building and it is expected to serve residents of the region and its […] - [Revision of CalBank Tariffs](https://calbank.net/revision-of-calbank-tariffs/) - Dear Client, Kindly be informed that effective March. 7, 2023, we have revised our fees and charges on selected banking and digital transactions. Visit http://mytestcalbankweb.com/financials/ for more information. 2023. - [CalBank Rewards Most Outstanding Staff for a Successful Deposit Mobilization Campaign](https://calbank.net/calbank-rewards-most-outstanding-staff-for-a-successful-deposit-mobilization-campaign/) - As part of the Bank’s strategy to foster d’esprit de corps, cohesion whilst driving up performance, the bank undertook an internal competition amongst enablers, business units and branches of the Bank. The competition which was on the back of a new culture change with critical behaviors being to take ownership, exhibit passion for their jobs […] - [CalBank is the Most Admired Indigenous Bank in Ghana, According to Brand Africa 100.](https://calbank.net/calbank-is-the-most-admired-indigenous-bank-in-ghana-according-to-brand-africa-100/) - CalBank Plc was celebrated as the most admired indigenous bank and the 8th most admired Ghanaian brand by Brand Africa 100, at the 16th Advertisers Association of Ghana (AAG) Gong Gong Awards held in Accra over the weekend. The 2022 survey was conducted between March and April 2022 and yielded over 80,000 brand mentions and […] - [Balancing Profit with Purpose: CalBank’s Green Building Certification Journey.](https://calbank.net/balancing-profit-with-purpose-calbanks-green-building-certification-journey/) - When you meet Abraham Aguriba, his calm demeanour belies his fierce passion for sustainability. It is an attribute that shines through any interaction with him, even more so when it has to do with construction of a 12-storey ultra-modern complex that happens to be the head office of CalBank Plc., his employers. The iconic tower, […] - [Ghana Debt Exchange Programme](https://calbank.net/ghana-debt-exchange-programme/) - Dear Valued Client, Re: Ghana Debt Exchange Programme On Monday December 5, 2022, the Minister of Finance announced the Government of Ghana Debt Exchange programme as part of measures to restore the health of the Ghanaian economy in the medium to long-term. We are aware that you may have questions on the impact of these […] - [2022 CalBank Open Golf Championship Witnesses Broader Network](https://calbank.net/2022-calbank-open-golf-championship-witnesses-broader-network/) - About 120 golfers from across the country paraded at the Achimota Golf Course to honor the 2022 edition of the CalBank Open in Accra. Charles Dzikunu scored 43 points to clinch the title, while Yaw Degbe and Eric Ericson booked the second and third positions, respectively. The Managing Director of CalBank, Mr. Philip Owiredu, noted […] - [Revision of CalBank Tariffs](https://calbank.net/revision-of-calbank-tariffs-2/) - Dear Valued Clients, We would like to inform you that our tariffs have been revised for the following types of transactions effective November 2022. - [CalBank PLC, AFD, EU and Energy Commission outdoor 1,200 e-Bikes to fight Climate Change](https://calbank.net/calbank-plc-afd-eu-and-energy-commission-outdoor-1200-e-bikes-to-fight-climate-change/) - In an effort to reduce greenhouse gases to fight climate change, CalBank PLC, Agence Française de Développement (AFD), the European Union (EU) and the Energy Commission today out doored energy efficient electric motorcycles assembled by Solar Taxi under the SUNREF programme. Solar Taxi Limited will assemble 1200 energy efficient electric motorcycles for use in Ghana […] - [CalBank PLC Conducts Fire Simulation Exercise at Tamale Branch](https://calbank.net/calbank-plc-conducts-fire-simulation-exercise-at-tamale-branch/) - CalBank PLC has been very consistent in educating and creating safety awareness campaigns for its staff and customers. On Thursday, November 10 2022, the Bank conducted a fire simulation exercise at its Tamale Branch, located at Sakasaka near the Moshi Zongo in the Northern Region. The exercise was conducted to test how well staff and […] - [CalBank PLC Together with AMPATH, City of New York & UDS-SoM Donates to the Tamale Teaching Hospital (TTH).](https://calbank.net/calbank-plc-together-with-ampath-city-of-new-york-uds-som-donates-to-the-tamale-teaching-hospital-tth/) - CalBank PLC in partnership with the Academic Model Providing Access to Healthcare (AMPATH), NYU Grossman School of Medicine’s Section for Global Health, the University for Development Studies School of Medicine (UDS-SoM) has on 9th November 2022 donated some Personal Protective Equipment (PPEs) worth over 3 million dollars to the Tamale Teaching Hospital (TTH) to help […] - [CalBank National Service Personnel 2021/2022 Batch Gives Facelift to the Ghana Blind Union Hostel.](https://calbank.net/calbank-national-service-personnel-2021-2022-batch-gives-facelift-to-the-ghana-blind-union-hostel/) - The 2021/2022 batch of National Service Personnel (NSP) of CalBank has renovated the hostel and Project Office (White Cane) of the Ghana Blind Union at Adabraka. The Ghana Blind union (GBU) is a merger of the Ghana Association of the blind and the Ghana Society for the blind, advocating for the total inclusion of blind […] - [CalBank Promotes Financial Literacy for over 800 Parents & Younger Learners at the Holy Family R/C School in Techiman.](https://calbank.net/calbank-promotes-financial-literacy-for-over-800-parents-younger-learners-at-the-holy-family-r-c-school-in-techiman/) - As part of CalBank’s continued Corporate Social Initiative to improve upon basic education in deprived communities, the Bank, in partnership with United Way Ghana, embarked on mentorship and financial literacy program for over 800 students at the Holy Family Catholic School in Techiman on 1st November 2022. The program which began from 10:00am to 12:00pm […] - [CalBank PLC Donates 20 Computers to Pedu A & B Basic School.](https://calbank.net/calbank-plc-donates-20-computers-to-pedu-a-b-basic-school/) - CalBank has donated twenty (20) computers to the Pedu A & B Basic School in the Central Region, Cape Coast. This gesture forms part of the Bank’s corporate social initiatives to improve upon basic education in deprived communities. It would be recalled that, in July this year, the Bank together with United Way Ghana embarked […] - [CalBank Plc (Ghana Stock Exchange: ‘Cal’) Announces Its Unaudited Consolidated Financial Statements for The Nine Months Ended 30 September 2022](https://calbank.net/calbank-plc-ghana-stock-exchange-cal-announces-its-unaudited-consolidated-financial-statements-for-the-nine-months-ended-30-september-2022/) - CalBank Plc (Ghana Stock Exchange: ‘Cal’) announces its unaudited Consolidated Financial Statements for the nine months ended 30 September 2022. For the full version of the Q3-2022 results, please click on the link CalBank_ Unaudited_Financials092022 - [CalBank Appointed as Agent Bank for a Loan Transaction of $60M Between EBID & GRIDco](https://calbank.net/calbank-appointed-as-agent-bank-for-a-loan-transaction-of-60m-between-ebid-gridco/) - CalBank PLC has been appointed Agent Bank for a loan transaction of USD 60 Million granted to the Ghana Grid Company Limited (GRIDco) by The ECOWAS Bank for Investment and Development (EBID). The Bank’s role entails providing administrative duties on behalf of EBID over the 12-year tenor of the loan. The signing ceremony took place […] - [CalBank Presents a 40-Seater ICT Lab to Asokore SDA College Demonstration Basic School, Eastern Region](https://calbank.net/calbank-presents-a-40-seater-ict-lab-to-asokore-sda-college-demonstration-basic-school-eastern-region/) - Managing Director of CalBank, Philip Owiredu, has commissioned an ultramodern computer laboratory at the Asokore SDA College Demonstration Basic School, at a brief ceremony at Asokore, in the Eastern Region. Philip also stated that CalBank, is a socially responsible bank with a special focus on supporting Health and Education in our communities. The Bank, in […] - [CalBank Revises its Default Debit And Prepaid Card Transaction Limits](https://calbank.net/calbank-revises-its-default-debit-and-prepaid-card-transaction-limits/) - Dear Valued Clients, We would like to inform you that the default withdrawal and transaction limits on your debit and prepaid cards have been revised upwards, for the following types of transactions effective 13th September 2022. NEW DEFAULT CARD TRANSACTION LIMITS CARD TYPES ATM POS ONLINE Classic 15,000 20,000 20,000 Gold 20,000 40,000 40,000 Signature […] - [Fire Simulation Exercise At CalBank Achimota Branch](https://calbank.net/fire-simulation-exercise-at-calbank-achimota-branch/) - CalBank has assured customers and patrons that the bank will do everything possible to protect their interests. As part of the bank’s business continuity plan and to ensure safety practices at the workplace, a fire simulation exercise has been organized to test the readiness of the staff to handle emergency situations. Speaking after the […] - [Public Notice](https://calbank.net/public-notice/) - We hereby announce in the mutual interest of CalBank PLC (the Bank) and the respective underlisted Entities, as well as in the interest of the general public, that the subscription of the underlisted Entities to CalBank’s Agent Banking Platform has been temporarily suspended with effect from August 1, 2022 until further notice. The Entities shall […] - [Credit Environmental And Social Management Policy Statement](https://calbank.net/credit-environmental-and-social-management-policy-statement/) - CalBank believes that environmental protection and social development are among the most pressing issues facing the world today. The Bank therefore regards sustainable and social development as fundamental aspects of sound business management. Consequently, the Bank is committed to continuing the integration of environmental and social aspects into its business activities. As a Bank, […] - [Sustainable Banking Policy Statement](https://calbank.net/sustainable-banking-policy-statement/) - CalBank recognizes the impacts of Climate Change on the Earth, and the consequent risks it poses to life, ecosystems, economies, businesses and individuals. We also recognize that our long-term success as a business depends on the long-term prosperity of the society we serve. We shall therefore use our products, services, and activities to help accelerate […] - [CalBank PLC Partners United Way Ghana To Promote Financial Literacy For 600 Young Learners in Cape Coast](https://calbank.net/calbank-plc-partners-united-way-ghana-to-promote-financial-literacy-for-600-young-learners-in-cape-coast/) - As part of the Bank’s Corporate Social initiative to improve upon basic education in deprived communities, CalBank PLC, in partnership with United Way Ghana, embarked on a CSR project at Pedu A&B Basic School in Cape Coast on 28th July 2022. This project focused on coaching sessions for the young learners in the school, along […] - [CalBank PLC (Ghana Stock Exchange: ‘CAL’) announces its Unaudited Results for the Half Year ended 30th June 2022.](https://calbank.net/calbank-plc-ghana-stock-exchange-cal-announces-its-unaudited-results-for-the-half-year-ended-30th-june-2022/) - The Highlights of the Group’s HY-2022 results (y/y) are: Profit & Loss Profit after Tax grew by 26.15% Net Interest Income increased by 30.43% Net Fees and Commissions Income grew by 116.85% Impairment losses on Financial Assets decreased by 26.71 % Operating expenses increased by 29.81% Balance Sheet Total Assets grew by 8.67% Net […] - [CalBank Plc (Ghana Stock Exchange: ‘Cal’) Announces Its Unaudited Consolidated Financial Statements For The Six Months Ended 30 June 2022](https://calbank.net/calbank-plc-ghana-stock-exchange-cal-announces-its-unaudited-consolidated-financial-statements-for-the-six-months-ended-30-june-2022/) - CalBank Plc (Ghana Stock Exchange: ‘Cal’) announces its unaudited Consolidated Financial Statements for the six months ended 30 June 2022. For the full version of the HY-2022 results, please click on the link CalBank_Unaudited_Financials_062022 - [CalBank PLC Supports University of Ghana, Legon.](https://calbank.net/calbank-plc-supports-university-of-ghana-legon/) - CalBank PLC yesterday presented a cheque of GHS 100,000 to Management of the University of Ghana – Legon, as part of its commitment towards the institution’s classroom modernization project. The Classroom Modernization Project is one of three-pronged technology-driven initiatives by the Vice-Chancellor, Prof Nana Aba Appiah Amfo, to enhance the experience of students on […] - [Ghana Card FAQs](https://calbank.net/ghana-card-faqs/) - This FAQs document is provided by the National Identification Authority as a user’s guide and mainly describes the Frequently Asked Questions and the respective answers available to customers with or without the Ghana Card. Click on the link below to view the FAQs GHANA CARD FAQs – Onboarding of FIs onto the NIS Verification System […] - [GhanaPay FAQs](https://calbank.net/ghanapay-faqs/) - This FAQs document is provided as a user’s guide and mainly describes the Frequently Asked Questions and the respective answers available to the GhanaPay customer. It provides a detailed description of the step by step navigation on the application. This guide is also intended to allow users understand and master the use cases available on […] - [CalBank 2022 Virtual Annual General Meeting](https://calbank.net/calbank-2022-virtual-annual-general-meeting/) - CalBank PLC held its 2022 Virtual Annual General Meeting on Thursday, May 5 2022. The virtual event which was streamed live to all shareholders from the conference room at the Head Office of CalBank PLC had the theme ”Creating Value Through Excellent Service and Sustainable Growth.” Click the link below to watch the event: […] - [Ghana Revenue Authority Bulletin on E-Levy](https://calbank.net/ghana-revenue-authority-bulletin-on-e-levy/) - CalBank wishes to inform the general public that following the passage of the Electronic Transfer Levy Act 2022 (Act 1075), the implementation of the Levy on affected transactions commences on 1st May 2022. For the Full Version of the GRA Bulletin on E-Levy, please click on the link PowerPoint Presentation (calbank.net) - [CalBank PLC (Ghana Stock Exchange: ‘CAL’) announces its Unaudited Results for the First Quarter ended 31st March 2022.](https://calbank.net/calbank-plc-ghana-stock-exchange-cal-announces-its-unaudited-results-for-the-first-quarter-ended-31st-march-2022/) - The Highlights of the Group’s Q1-2022 results (y/y) are: Profit & Loss Profit after Tax grew by 17.3% Net Interest Income increased by 19.9% Net Fees and Commission Income grew by 169.8% Impairment losses on Financial Assets decreased by 34.9% Operating expenses increased by 12.4% Balance Sheet Total Assets grew by 35.5% Net Loans […] - [CalBank Cashless Market](https://calbank.net/calbank-cashless-market/) - CalBank in partnership with the ‘Accra Goods Market’ is hosting the maiden CalBank Cashless Market. The two-day tech-driven and open-air event will create a market access for a host of merchants and consumers. It is essentially a pop-up lifestyle market for food, drinks, clothing/accessories for adults and children, arts, consumer electronics and music. The event […] - [CalBank Donates GHS 10,000 Cash To Village of Hope](https://calbank.net/calbank-donates-ghs-10000-cash-to-village-of-hope/) - As part of CalBank’s continuous efforts to support the education of brilliant but needy students, the bank yesterday presented a cash donation of GHS 10,000 to Village of Hope. This is in support of the role the bank plays in developing the socio-economic status of the communities in which it operates. - [MD WELCOME REMARKS – 12 April, 2022](https://calbank.net/md-welcome-remarks-12-april-2022/) - CalBank Leadership Series on the Theme AfCFTA and the post Covid era; the growth of the Pharmaceutical Sector in Ghana Hon. Michael Okyere Baafi (MP), Deputy Minister of Trade and Industry; Mr. Prudence Sebahizi, Chief Technical Advisor AfCFTA Secretariat; Dr. Fareed Arthur, Chairman of the National AfCFTA Coordination office; Pharm. Harrison Abutiate, Chairman of GNCoP; […] - [Notice – Resumption of Saturday Banking](https://calbank.net/notice-resumption-of-saturday-banking/) - Good News! Starting 7th May 2022, the underlisted CalBank branches will resume operations for Saturday banking, from 9am to 2pm. Kindly see image below to view the underlisted branches: - [NOTICE OF VIRTUAL-ONLY ANNUAL GENERAL MEETING OF CALBANK PLC TO BE HELD ON THURSDAY, 5 May 2022](https://calbank.net/notice-of-virtual-only-annual-general-meeting-of-calbank-plc-to-be-held-on-thursday-5-may-2022/) - Notice is hereby given that the Annual General Meeting of CalBank PLC will be held VIRTUALLY at 10 a.m. on Thursday, 5th May 2022 and shall be streamed live to all shareholders of CalBank PLC to transact the following business. KINDLY VISIT https://calbankagm.com AGENDA ORDINARY RESOLUTIONS To receive and consider the accounts of the Bank, […] - [The CEO of CalBank Pledges Unflinching Support to UPSA](https://calbank.net/the-ceo-of-calbank-pledges-unflinching-support-to-upsa/) - The CEO of CalBank and alumnus of the University of Professional Studies, Accra (UPSA), Phillip Owiredu, has assured the University of his outfit pledge to partner with them in most of its endeavours. He made this known to the school when he paid a courtesy call on 06/04/22 to offer a sponsorship package for […] - [CalBank PLC commissions 3-unit classroom block for Hodze-Ve Junior High School](https://calbank.net/calbank-plc-commissions-3-unit-classroom-block-for-hodze-ve-junior-high-school/) - CalBank PLC has commissioned a 3-unit classroom block for the Hodze-Ve Junior High School in the Volta Region. The project which comes at a cost of over GHS 70,000 will benefit the pupils in the Hodze-Ve Junior High School as well as its surrounding communities. The 3-unit classroom block also includes a fully furnished computer […] - [New York City Announces Aid for Ghana’s COVID-19 Response](https://calbank.net/new-york-city-announces-aid-for-ghanas-covid-19-response/) - City is providing medical supplies to Tamale Teaching Hospital in Northern Ghana, a collaborating partner of the NYU Grossman School of Medicine NEW YORK—As part of the City’s COVID-19 humanitarian relief efforts, Mayor Bill de Blasio today announced the City of New York has donated medical supplies and personal protective equipment to Tamale Teaching Hospital in […] - [CalBank Digi November](https://calbank.net/calbank-digi-november/) - This month is dubbed “Digital November”. The month promises to be filled with fun as we have lots of activities and rewards for customers as part of recognising the Bank’s investment into technology and innovation. Digital November is focused on creating awareness for our digital products, channels and services, and driving utilization. The Digi November […] - [Notice of Dormant Accounts held at CalBank PLC](https://calbank.net/notice-of-dormant-accounts-held-at-calbank-plc-2/) - CalBank PLC wishes to notify the general public and its cherished customers that in accordance with section 143 of the Banks And Specialised Deposit-taking Institutions Act, 2016 (Act 930), accounts held at the bank which have not been operated in the last five (5) years have been classified as dormant. Kindly click on the link […] - [CalBank hosts delegation from the British High Commission and the UK Ghana Chamber of Commerce](https://calbank.net/calbank-hosts-delegation-from-the-british-high-commission-and-the-uk-ghana-chamber-of-commerce/) - Management of CalBank yesterday, hosted delegates from the British High Commission and the UK Ghana Chamber of Commerce at the Head Office. The visit formed part of efforts to promote bilateral trade and green energy in the Renewable Energy Sector. Managing Director of CalBank PLC, Mr Philip Owiredu, Her Excellency, the British High Commissioner to […] - [Notice to Banks, Specialised Deposit taking institutions and the public – Sanctions for the issuance of dud cheques](https://calbank.net/notice-to-banks-specialised-deposit-taking-institutions-and-the-public-sanctions-for-the-issuance-of-dud-cheques/) - NOTICE NO.BG/GOV/SEC/2021/03 Banks, Specialised Deposit-Taking Institutions (SDIs) and the Public are reminded that under section 313(A) of the Criminal Offences Act, 1960 (Act 29) as amended, it is an offence punishable by a fine and/or imprisonment of up to five (5) years for any person to issue a dud cheque. To further discourage the issuance […] - [CalBank receives Two Prestigious Awards at the 2021 International Business Magazine Awards](https://calbank.net/calbank-receives-two-prestigious-awards-at-the-2021-international-business-magazine-awards/) - CalBank PLC has picked two prestigious awards at the just ended International Business Magazine Awards held in September 2021. CalBank was recognized for Best Banking Solutions, Ghana and for having the Most Innovative Banking App, Ghana at the awards. The International Business Magazine Awards celebrate the best in class achievements pertaining to budding industrial talent, […] - [Email Account Takeover](https://calbank.net/email-account-takeover/) - Common Scams Email Account Takeover: Realizing your email account has been accessed by somebody else or taken over can be very frightening. Email account takeover is a form of cybercrime, where someone successfully gains unauthorized access to your email account. The perpetrator then performs some of the following actions after gaining access to the account: […] - [CalBank: Supporting the nurturing and development of Women-Owned Businesses in Ghana.](https://calbank.net/calbank-supporting-the-nurturing-and-development-of-women-owned-businesses-in-ghana/) - Women represent half of the world’s population and half its economic potential. In spite of the growing awareness of the importance of gender equality, the majority of women’s economic potential remains untapped. In emerging economies like Ghana, one-third of registered Micro, Small and Medium Size Enterprises (MSMEs) are owned by women. CalBank PLC in recognition […] - [CalBank opens a new branch in Techiman](https://calbank.net/calbank-opens-a-new-branch-in-techiman/) - In line with the Bank’s nationwide expansion of its presence, which is a key part of the 2021-23 corporate strategy, our Techiman branch in the Bono east Region of Ghana, was opened for business on July 27, 2021. Subsequent to this, , the branch, which is the Bank’s 30th branch was formally commissioned on Thursday […] - [CalBank / Saham Insurance Present bancassurance pay-out to Business Owner](https://calbank.net/calbank-saham-insurance-present-bancassurance-pay-out-to-business-owner/) - August 5th, 2021 Anita Ofori, the owner of Rush Enterprise, Makola, Accra, who lost her business in a fire outbreak, has been presented with a bancassurance pay-out of GHS 299,196 by CalBank and Saham Insurance. Speaking at the event, Group Head, Consumer and Retail Banking, Mr Peter Fordjor commented “Bancassurance premiums often appear costly, but […] - [CalBank Releases Its Half Year Unaudited Financial Statement](https://calbank.net/calbank-releases-its-half-year-unaudited-financial-statement/) - CalBank Plc (Ghana Stock Exchange: ‘CAL’) announces its Unaudited Results for the Half Year ended 30th June 2021. The Highlights of the Group’s HY-2021 results (y/y) are: Profit & Loss Net Interest Income decreased by 5.9 % Net Fees and Commission Income increased by 21.1% Trading and other income increased by 231.2% Profit after […] - [Salamba Naa pays courtesy call to CalBank Tamale](https://calbank.net/salamba-naa-pays-courtesy-call-to-calbank-tamale/) - A delegation, led by the newly enskinned Salamba Naa, on Wednesday, 7th July 2021, paid a courtesy call to the CalBank Tamale Branch. The visit was part of the Salamba Naa’s familiarization tour of institutions under his jurisdiction as well as an opportunity to engage with members of staff at the CalBank branch. Speaking during […] - [CalBank InfoSec Vol 2 – 2021](https://calbank.net/calbank-infosec-vol-2-2021/) - June 2021 Stop Think Connect Securing New Devices No matter impressive the latest devices you acquire, the ability and knowledge to properly secure these devices is more important than ever, as any device that connects to the Internet is potentially vulnerable and could become compromised. Here are some great tips to keep in mind that […] - [SUNREF Launches in Ghana](https://calbank.net/sunref-launches-in-ghana/) - SUNREF Ghana: A Tailormade solution The most cost effective way to save money is to use energy more efficiently and achieve sustainability. To finance and support businesses and individuals to use green energy and technology. SUNREF in partnership with CalBank has designed a special purpose financing programme to enable Ghana seize the opportunities of going […] - [CalBank participates in the maiden edition of the GEPA Impact Hub session.](https://calbank.net/calbank-participates-in-the-maiden-edition-of-the-gepa-impact-hub-session/) - In May 2021, the Ghana Export Promotion Authority (GEPA) opened the GEPA Impact Hub, a technology-driven export trade information center for the export community and the general public. International Trade Enquiries, a Trade Library, Business Lounges, and other services are available at the facility. The center aims to offer value-added services to exporters in order […] - [CalBank PLC (Ghana Stock Exchange: ‘CAL’) announces its Unaudited results for the Quarter ended 31st March 2021.](https://calbank.net/calbank-plc-ghana-stock-exchange-cal-announces-its-unaudited-results-for-the-quarter-ended-31st-march-2021/) - The Highlights of the Group’s Q1-2021 results (y/y) are: Profit & Loss Net Interest Income down 7.2 % Trading and other income up 261.9% Profit after Tax up by 9.1% Balance Sheet Total Assets increased by 11.5% Net Loans & Advances decreased by 25.5% Total Deposits increased by 8.3%. Capital Adequacy ratio decreased to 19.2% […] - [Notice of Virtual-Only Annual General Meeting of CalBank PLC](https://calbank.net/notice-of-virtual-only-annual-general-meeting-of-calbank-plc/) - For CalBank PLC full year 2020 Audited Annual Report, visit https://calbankagm.net Notice is hereby given that the annual general meeting of CalBank PLC will be held virtually at 10am on Thursday 6th May 2021 and shall be streamed live to all shareholders of CalBank PLC to transact the following business. Agenda Ordinary Business To receive […] - [Notice of Dividend & Closure of Register of Members](https://calbank.net/notice-of-dividend-closure-of-register-of-members/) - Notice is hereby given pursuant to Section 34 of the Companies Act, 1963 (Act 179) and Part VI, Section 40(b) of the GSE’s Listing Rules, 2006, that the Register of Members of CalBank PLC will be closed to the general public on Thursday, 6 May 2021 for the purpose of paying a final dividend for […] - [CalBank Announces Its Audited Full Year Results for 2020](https://calbank.net/calbank-announces-its-audited-full-year-results-for-2020/) - CalBank (Ghana Stock Exchange: ‘CAL’) announces its Audited results for the year ended 31stDecember, 2020. Philip Owiredu, Chief Executive of CalBank commented: “The Bank’s performance in 2020 reflects a strong, resilient business which delivered strong topline earnings growth but was negatively impacted by an extraordinarily challenging operating environment. The Group’s balance sheet size increased by […] - [Global Investors demonstrate strong support for Ghana’s fiscal plans and revitalisation strategy.](https://calbank.net/global-investors-demonstrate-strong-support-for-ghanas-fiscal-plans-and-revitalisation-strategy/) - Press Release Accra, Tuesday March 30th 2021. Ghana returned to the International Debt Capital markets as the first Sub-Saharan Sovereign to issue in USD since the onset of the Covid-19 pandemic, achieving a record size in excess of US$ 3 billion and enhancing its market access through the innovative use of a 4-year Zero-coupon Tranche. […] - [CalBank Donates to the Xornam Foundation](https://calbank.net/calbank-donates-to-the-xornam-foundation/) - CalBank PLC has donated an amount of GHS 59,710 to the Xornam Foundation to assist in the construction of a 3-unit classroom block for the Hodzo Ve Junior High School. The project which is due to commence this month, is slated for completion just in time for the next academic year. The Xornam Foundation reached […] - [NIA, Identity Management Systems and CalBank Pilot Ghana Cards Verification in Accra](https://calbank.net/nia-identity-management-systems-and-calbank-pilot-ghana-cards-verification-in-accra/) - Press Release The National Identification Authority (NIA), Identity Management Systems and CalBank PLC, have launched a pilotproject on the verification of the Ghana Card across five branches of CalBank in Accra. The solution will afford Ghana card users the convenience to instantly authenticate their identity in a secure manner when conducting banking transactions. CalBank, Ghana’s […] - [Outstanding Brands 2021: CalBank’s Corporate and Institutional Banking: Calm during the storm](https://calbank.net/outstanding-brands-2021-calbanks-corporate-and-institutional-banking-calm-during-the-storm/) - CalBank, in its more than three decades of existence, has been a pillar on which the entire spectrum of financial services has stood. From stimulating capital market engagements, by being one of the few banks listed on the Ghana Stock Exchange (GSE) to financing major infrastructure projects as well a strong retail presence, CalBank remains […] - [CalBank Donates to Street Academy](https://calbank.net/calbank-donates-to-street-academy/) - One of Ghana’s financial institutions, CalBank, at the weekend donated an amount of GHS 10,000 to the Street Academy in Accra. The donation was in support of the annual Street Academy X’mas party which came off at the premises on Saturday. Speaking to the Times Sports, Events and Sponsorship Officer at CalBank, Mr. Peter Hall, […] - [CalBank emerges as best bank in Customer Service](https://calbank.net/calbank-emerges-as-best-bank-in-customer-service/) - CalBank PLC has emerged as the topmost bank among the 23 banks in the country as far as customer service excellence is concerned, a latest survey by auditing, tax and accounting firm, KPMG. “In terms of satisfaction, customers of CalBank were most satisfied with measures put in place followed by ABSA and Stanbic and Standard […] - [CalBank announces its Unaudited Results for the third quarter 2020](https://calbank.net/calbank-announces-its-unaudited-results-for-the-third-quarter-2020/) - CalBank Plc (Ghana Stock Exchange: ‘CAL’) announces its Unaudited Results for the Quarter ended 30th September 2020. Accra, Ghana – 28th October, 2020. Highlights of the Group’s Q3-2020 results (y/y) are: Profit & Loss • Net Interest Income grew by 5.5% to GHS 396.3m (from GHS 375.5 in Q3 2019) • Operating Income increased by […] - [Ecofridges Green On-Wage Financial Mechanism launched in Ghana by the Energy Commission, UNEP and BASE to make environmentally friendly cooling products more affordable](https://calbank.net/ecofridges-green-on-wage-financial-mechanism-launched-in-ghana-by-the-energy-commission-unep-and-base-to-make-environmentally-friendly-cooling-products-more-affordable/) - Environmentally friendly refrigerators and air conditioners will be more widely accessible and affordable in Ghana through a new Green On-wage financing scheme. The ECOWAS Refrigerators and Air Conditioners Initiative is collaborating with CalBank Plc as a partner bank and with Ederick Limited, Electroland Ghana Limited, Hisense, Nesstra Ghana Limited and Services Merchandize Limited as partner […] - [Brand Remarks by the Managing Director of CalBank PLC, Mr. Philip Owiredu on Impact of COVID-19 on Ghana’s Digitalization Agenda](https://calbank.net/brand-remarks-by-the-managing-director-of-calbank-plc-mr-philip-owiredu-on-impact-of-covid-19-on-ghanas-digitalization-agenda/) - The Deputy Minister of Communication, Hon. George Andah, National Cyber Security Advisor, Mr. Albert Antwi-Boasiako invited guests, ladies and gentlemen, all protocol observed. Thank you for inviting CalBank to share our thoughts at the 2020 National Cyber Security Awareness Month under the theme Cybersecurity in the Era of Covid-19. COVID-19 pandemic has had a serious […] - [CalBank Implements EcoFridges on Green On-Wage Financial Mechanism](https://calbank.net/calbank-implements-ecofridges-on-green-on-wage-financial-mechanism/) - Environmentally-friendly refrigerators and ACs will soon become widely accessible in Ghana through the Green On-wage (GO) financial mechanism under the ECOFRIDGES program with CalBank PLC. The ECOWAS Refrigerators and Air Conditioners Initiative (ECOFRIDGES) is a joint program by the United Nations Environment Programme’s United for Efficiency (U4E)initiative and the Governments of Ghana and Senegal through […] - [CalBank Releases Its Half Year Unaudited Financial Statement](https://calbank.net/calbank-releases-its-half-year-unaudited-financial-statement-2/) - CalBank Plc (Ghana Stock Exchange: ‘CAL’) announces its Unaudited Results for the Half Year ended 30th June 2020. The Highlights of the Group’s Half Year 2020 results (y/y) are: Profit & Loss Net Interest Income grew by 8.1% from GHS243.5m to GHS 263.2m Operating Income increased by 1.4% to GHS 304.7m (GHS 300.6m in HY 2019) […] - [Celebrating the 30th Anniversary of CalBank](https://calbank.net/celebrating-the-30th-anniversary-of-calbank/) - Today, we are proudly celebrating our 30th anniversary as a leading bank in Ghana. CalBank was born 30 years ago in 1990 on this day 2nd July. Our mission at the time was to be a leading merchant bank providing bespoke banking services to local and multinational corporates operating in Ghana. We began with just under […] - [CalBank Appoints New Board Chairman](https://calbank.net/calbank-appoints-new-board-chairman/) - Mr. Mensah was appointed as a Non-Executive Director of CalBank effective 1st January 2020. He has over 35 years’ expertise in the Banking Sector and has a wealth of knowledge of the Ghanaian economy, Ghanaian banks and private and public sector institutions. He was the Chief Executive Officer of Ghana International Bank PLC (London) for […] - [CalBank Virtual AGM 2020](https://calbank.net/calbank-virtual-agm-2020/) - CalBank PLC held its 2020 Virtual AGM on Wednesday, 24 June 2020 and was streamed live to all shareholders from the conference room at the Head Office of CalBank Limited. Click on the link below to watch the event https://calbankgallery.com/video-gallery/calbank-virtual-agm-2020/ - [CalBank Donates Personal Protective Equipment (PPEs)](https://calbank.net/calbank-donates-personal-protective-equipment-ppes/) - The Board of Directors, Management and Staff of CalBank have donated a set of Personal Protective Equipment (PPEs) valued at GHS 230,000.00 to four Hospitals in Ghana. The beneficiary Hospitals are the University of Ghana Medical Centre in the Greater Accra Region, the Komfo Anokye Teaching Hospital in the Ashanti Region, the Effia Nkwanta Regional […] - [Closure of Register of Members](https://calbank.net/closure-of-register-of-members/) - Notice is hereby given pursuant to Section 34 of the Companies Act, 1963 (Act 179) and Part VI, Section 40(b) of the GSE’s Listing Rules, 2006, that the Register of Members of CalBank will be closed to the general public on Monday, 22 June 2020 for the purpose of paying a final dividend for the […] - [Notice of Virtual Annual General Meeting of CalBank Limited](https://calbank.net/notice-of-virtual-annual-general-meeting-of-calbank-limited/) - CalBank’s full-year 2019 audited financial statements to be published in the Daily Graphic on Tuesday, June 2, 2020 or visit https://calbankagm.net Notice is hereby given that the virtual annual general meeting of CalBank Limited will be held at 10.00 GMT on Wednesday, 24 June 2020 and shall be streamed live to all shareholders from the […] - [Notice of Virtual AGM, Dividend Payment and Books Closure](https://calbank.net/notice-of-virtual-agm-dividend-payment-and-books-closure/) - Accra, Ghana – 22nd May 2020 CalBank (Ghana Stock Exchange: ‘CAL’) announces its Virtual Annual General Meeting, Dividend Payment and Books Closure. CalBank Limited is pleased to announce, in accordance with Part VI, Sections 40(b), (c) and (e) of the GSE’s Listing Rules, 2006, that its Virtual Annual General Meeting is scheduled to take place at […] - [Revolutionizing CalBank’s Digital Transformation](https://calbank.net/revolutionizing-calbanks-digital-transformation/) - As we entered the new decade, it was forecasted that the banking industry was going to change to reflect a more digital ecosystem. Today, digital transformation has become much more than replacing physical delivery. It now centers on customer experience. It requires financial services brands to seamlessly digitize the customer experience that had once been […] - [Notice of Postponement of CalBank Annual General Meeting](https://calbank.net/notice-of-postponement-of-calbank-annual-general-meeting/) - Notice is hereby given to all shareholders of CalBank and the investing public that the 2020 Annual General Meeting scheduled for May 6, 2020 at the Accra International Conference Center (AICC) has been postponed until further notice. The postponement is pursuant to and in compliance with the directive on public gatherings issued by the President […] - [CalBank announces its Unaudited Results for the First Quarter 2020](https://calbank.net/calbank-announces-its-unaudited-results-for-the-first-quarter-2020/) - Accra, Ghana, 27th April 2020. The Highlights of the Group’s 1st Quarter 2020 results (y/y) are: Profit & Loss · Net Interest Income grew by 11.3% to GHS 131.4m from GHS 118.1m in Q1 2019 · Operating Income increased by 2.6% to GHS 151.4m (GHS 147.6m in Q1 2019) · Net impairment Loss decreased by 60.5% to […] - [CalBank Donates to the Covid-19 Trust Fund](https://calbank.net/calbank-donates-to-the-covid-19-trust-fund/) - CalBank has donated an amount of GHS 200,000.00 to the Covid-19 National Trust Fund at the office of the Presidency in the Jubilee House, Accra. This is an additional gesture to earlier contribution of GHS 10million presented by the Ghana Association of Bankers in the collective efforts to deal with the impact of coronavirus pandemic. […] - [Temporary Branch Opening Schedule Due to Restricted Movement Directive](https://calbank.net/temporary-branch-opening-schedule-due-to-restricted-movement-directive/) - As part of directives from the Bank of Ghana and following the address by the President of Ghana on March 27, 2020 to restrict movement in certain cities, CalBank wishes to inform you our cherished client that we have been categorized as an essential service, hence some selected branch outlets will be operational during the […] - [CalBank Celebrates World Recycling Day](https://calbank.net/calbank-celebrates-world-recycling-day/) - CalBank is committed to supporting the achievement of the Sustainable Development Goals (SDGs) and has adopted a few of the goals including SDG 7 which focuses on affordable and clean energy. This agenda requires the Bank to operate sustainable banking principles that enjoins CalBank to be sensitive to environmental and social standards in its business. In pursuit […] - [CalBank Announces Its Audited Full Year Results for 2019](https://calbank.net/calbank-announces-its-audited-full-year-results-for-2019/) - CalBank (Ghana Stock Exchange: ‘CAL’) announces its Audited results for the year ended 31stDecember, 2019. CEO of CalBank, Philip Owiredu. commented: “Our 2019 financial performance was driven principally by growth in interest income from a 20.5% growth in our advances book. However, growth in non-funded income was subdued due in part to lower trade business volumes […] - [CalBank Announces Appointment of Mr. Philip Owiredu as Chief Executive Officer](https://calbank.net/calbank-announces-appointment-of-mr-philip-owiredu-as-chief-executive-officer/) - Accra, Ghana, 9th January 2020 CalBank is pleased to announce the appointment of Mr. Philip Owiredu as the Chief Executive Officer (CEO) of the Bank effective 1st January 2020. The appointment of the new CEO was approved by the Bank of Ghana in December 2019. - [CalBank Signs USD108m Term Facility With OPIC And Citibank to Support SMEs](https://calbank.net/calbank-signs-usd108m-term-facility-with-opic-and-citibank-to-support-smes/) - Accra, Ghana – CalBank announces the closure of a USD108million term facility with the Overseas Private Investment Corporation (OPIC) and Citibank (Citi)for on-lending to Small and Medium Enterprises (SMEs) in Ghana. This arrangement will enable CalBank to advance loans at relatively low interest rates to SMEs in Ghana with flexible repayment terms. In addition, beneficiaries […] - [Opportunities and Challenges Facing Financial Institutions in the Digital Era](https://calbank.net/opportunities-and-challenges-facing-financial-institutions-in-the-digital-era/) - Digitization in Ghana has evolved at a very fast pace in the last ten years especially with respect to the payment ecosystem. The mode of funds transfer has moved from Automated Clearing House (ACH) transfers, Express ACH to Instant transfers and mobile money transfers. The payment channels have also grown from solely ATMs to Point […] - [CalBank Increases Its Support to the Ghana Beach Soccer Association](https://calbank.net/calbank-increases-its-support-to-the-ghana-beach-soccer-association/) - CalBank on Thursday, October 10, 2019, unveiled a new sponsorship package for the Ghana Beach Soccer Association (GBSA). The media launch which was held on the premises of the CalBank Towers attracted a cross section of the press corps, dignitaries from the Ghana Football Association (GFA); friends and sympathizers of the Ghana Beach Soccer Association […] - [CalBank Nominates Philip Owiredu as Chief Executive Officer (CEO)](https://calbank.net/calbank-nominates-philip-owiredu-as-chief-executive-officer-ceo/) - The Board of Directors of CalBank is pleased to announce the nomination of Mr. Philip Owiredu as the new Chief Executive Officer of the Bank, subject to Bank of Ghana’s approval. Mr. Owiredu has been the Bank’s Executive Director/Chief Financial Officer (CFO) since 2011. Upon approval, Mr. Owiredu will assume the Chief Executive Officer position […] - [CalBank announces its Unaudited Consolidated Financial Statements For the Third Quarter 2019](https://calbank.net/calbank-announces-its-unaudited-consolidated-financial-statements-for-the-third-quarter-2019/) - CalBank (Ghana Stock Exchange: ‘CAL’) announces its unaudited results for the Quarter ended 30th September 2019. Highlights of the Group’s Q3-2019 results (y/y) are: Profit & Loss Net Interest Income grew by 31.0% to GHS 375.5m (from GHS 286.5 in Q3 2018); Operating Income increased by 23% to GHS 442.7m (from GHS 359.8m in Q3 […] - [CalBank National Service Renovates Male Infirmary Ward at Accra Psychiatric Hospital](https://calbank.net/calbank-national-service-renovates-male-infirmary-ward-at-accra-psychiatric-hospital/) - The 2018-19 batch of National Service Persons posted to CalBank Ltd has handed over the renovated Male Infirmary Ward at the Accra Psychiatric Hospital to Management of the Hospital at a ceremony in Accra. The renovation of the ward costing GHS97,000.00, included changing the entire roof from asbestos to galvanized aluminum sheets, ceiling replacement, fixing […] - [Half Year 2019 Unaudited Results](https://calbank.net/half-year-2019-unaudited-results/) - CalBank (Ghana Stock Exchange: ‘CAL’) announces its unaudited results for the Half Year ended 30thJune 2019. The Highlights of the Group’s HY-2019 results (y/y) are: Profit & Loss Net Interest Income grew by 30.6% from GHS 186.4m to GHS 243.5m Operating Income increased by 28.6% to GHS 300.5m (GHS 233.7m in HY 2018) Net impairment […] - [CalBank Conducts Fire Safety Drill at its Head Office](https://calbank.net/calbank-conducts-fire-safety-drill-at-its-head-office/) - Press Release CalBank today conducted a fire safety drill at its Head Office, at Ridge, Accra in association with the Ghana Fire Service. The drill was conducted as part of the Bank’s Business Continuity Program (BCP) and also in fulfillment of regulatory and international safety requirements and standards on institutional preparedness and evacuation mechanisms for […] - [CalBank introduces Women Banking](https://calbank.net/calbank-introduces-women-banking/) - Statistics Women represent half of the world’s population and half its economic potential; yet, the majority of women’s economic potential remains untapped due to factors such as less start-up and investment capital and little or no collateral security which restricts access to loans and credit. Africa is known to be one of the few regions […] - [Remarks by MD at the Commissioning of the CalBank Head Office Building](https://calbank.net/remarks-by-md-at-the-commissioning-of-the-calbank-head-office-building/) - The President of the Republic of Ghana, Your Excellency Nana Addo Dankwa Akufo-Addo, the Minister of Finance, the Governor of the Bank of Ghana, the Chairman of the Board of CalBank, all dignitaries here present, distinguished ladies and gentlemen, I am highly honored to have you at this special formal opening ceremony of the iconic, […] - [CalBank Unveils Its Ultra Modern Head Office Tower](https://calbank.net/calbank-unveils-its-ultra-modern-head-office-tower/) - CalBank Limited, one of Ghana’s indigenous bank, has inaugurated its ultra-modern Head Office Tower located on the 23 Independence Avenue in Accra. The 12-floor 15,200 square meter office complex was commissioned by the President of the Republic of Ghana, Nana Addo Dankwa Akufo-Addo on May 22, 2019 together with a host of Government officials, including […] - [Unaudited Consolidated Financial Statements For The First Quarter Ended 31 March 2019](https://calbank.net/unaudited-consolidated-financial-statements-for-the-first-quarter-ended-31-march-2019/) - Click on the link below to read Q1-CalBank-2019-Unaudited-Financials Q1-CalBank-2019-Results-GSE - [Staff of CalBank Supports St. Martin De Porres Hospital With Neonatal Care Equipment](https://calbank.net/staff-of-calbank-supports-st-martin-de-porres-hospital-with-neonatal-care-equipment/) - In line with efforts to help mitigate infant mortality in Ghana, staff of CalBank has handed over a set of newborn care equipment to the Neonatal Intensive Care Unit (NICU) of the St. Martins De Porres Hospital at Eikwe in the Western Region of Ghana. This makes it the second presentation in the newborn care […] - [CalBank is ISO/IEC 27001 certified](https://calbank.net/calbank-is-iso-iec-27001-certified/) - (Mrs. Odunfa, CEO, Digital Jewels presenting the ISO 27001 certificate to Mr. Frank Adu Jnr., MD of CalBank. Looking on are Mrs. Barbara Banson, Chief Risk Officer and Mr. Philip Owiredu, Executive Director and Chief Finance Officer) We are proud to announce that CalBank is officially ISO/IEC 27001 certified! Thanks to our hardworking team, we […] - [CalBank receives most improved and compliant taxpayer award](https://calbank.net/calbank-receives-most-improved-and-compliant-taxpayer-award/) - The Ghana Revenue Authority (GRA) has named CalBank the Most Improved and Compliant Taxpayer for the year 2018 under the Large Taxpayer Office Silver Category at its Annual GRA Staff and Stakeholders awards night. The award is in recognition of the Bank’s remarkable contribution to domestic revenue mobilization, compliance with tax laws and employment generation. […] - [CalBank Full Year 2018 Audited Results](https://calbank.net/calbank-full-year-2018-audited-results/) - Accra, Ghana – 28th February, 2019. CalBank (Ghana Stock Exchange: ‘CAL’) announces its audited results for the year ended 31st December, 2018. CEO of CalBank, Frank B. Adu Jnr. commented: “2018 was crowned with our meeting the new minimum stated capital requirement of GHS 400 million before 31st December 2018 as promised to our […] - [CalBank Meets Bank of Ghana’s GHS 400 million Minimum Capital requirement](https://calbank.net/calbank-meets-bank-of-ghanas-ghs-400-million-minimum-capital-requirement/) - CalBank (“CAL”) is pleased to announce that it has fulfilled the GHS 400 million minimum capital requirement as prescribed by Bank of Ghana. On 28th December 2018, the Bank of Ghana approved CalBank’s request to transfer GHS 50 million from income surplus to stated capital to attain the new minimum stated capital requirement following the […] - [CalBank Shareholders Approve GHS50M Transfer To Stated Capital](https://calbank.net/calbank-shareholders-approve-ghs50m-transfer-to-stated-capital/) - PRESS RELEASE Accra, Ghana, 17th December 2018 CAL Bank Shareholders approve transfer of GHS 50million from Income Surplus to Stated Capital in fulfillment of Bank of Ghana’s GHS 400 million Minimum Capital requirement. CAL Bank’s shareholders today approved a resolution for the bank to transfer GHS 50 million from income surplus to stated capital. The transfer of […] - [CalBank Q3-2018 Unaudited Results](https://calbank.net/calbank-q3-2018-unaudited-results/) - Q3-2018 Unaudited Results Accra, Ghana, 22nd October 2018. CalBank (Ghana Stock Exchange: ‘CAL’) announces its unaudited results for the Third Quarter ended 30th September 2018. The Highlights of the Group’s Q3-2018 results (y/y) are: Profit & Loss Net Interest Income grew by 10.3% from GHS 259.7m to GHS 286.5m Operating Income increased by […] - [CalBank Open Championship 2018](https://calbank.net/calbank-open-championship-2018/) - The 2018 CalBank Open Golf Championship climaxed on Saturday 20th October at the Achimota Golf Course. The three-day event, bigger than it has ever been, attracted hundreds of golfers from across the country and beyond. The annual event is organized in a bid to empower both amateurs and professionals of the golf fraternity. The Executive […] - [CalBank donates stationery to the Street Academy](https://calbank.net/calbank-donates-stationery-to-the-street-academy/) - CalBank donated stationery to the Street Academy during their annual stakeholders meeting held in Accra. The items included learning materials for beginners, intermediate and advance level. The Bank has over the years has intensified it’s effort to promote quality education in the country. Justina Laing Group Head,Corporate encouraged the students to learn hard and never give up […] - [Re: Ivorian Nabbed For Allegedly Siphoning Over GHC110M From CalBank](https://calbank.net/re-ivorian-nabbed-for-allegedly-siphoning-over-ghc110m-from-calbank/) - Accra, Ghana, August 21, 2018. PRESS RELEASE We refer to a recent report circulating in the media and on social media about an attempted fraud of over GHS110m in 2017 on CalBank. The header of the said news report is misleading and has compelled us to correct same. On July 4, 2017, the Bank noticed […] - [CalBank signs USD 105 million credit facilities with Proparco, IFC, Norfund and Finnfund](https://calbank.net/calbank-signs-usd-105-million-credit-facilities-with-proparco-ifc-norfund-and-finnfund/) - Accra, Ghana, 17th August 2018. PRESS RELEASE CalBank Limited has signed a US$ 30 million senior loan Credit Agreement with PROPARCO, the French government development finance institution, to support the financing needs of Ghanaian private sector companies. At least one third of this funding is earmarked for renewable energy and energy efficiency projects in Ghana. […] - [CalBank (Ghana Stock Exchange: ‘CAL’) announces its unaudited results for Half Year 2018.](https://calbank.net/calbank-ghana-stock-exchange-cal-announces-its-unaudited-results-for-half-year-2018/) - HY 2018 Unaudited Results Accra, Ghana – 13th July, 2018 CalBank (Ghana Stock Exchange: ‘CAL’) announces its unaudited results for Half Year 2018. The Highlights of the Group’s Half Year-2018 results (y/y) are: Profit & Loss Net Interest Income grew by 14.5% from GHS 162.8m to GHS 186.4m Operating Income increased by 3.5% to […] - [COMPLETION OF BONUS ISSUE](https://calbank.net/completion-of-bonus-issue/) - CAL Bank Ltd, (Ghana Stock Exchange: CAL) is pleased to announce the completion of its Bonus Issue on Wednesday, June 13, 2018. The issue is pursuant to the approval given by the Bank’s shareholders at its Annual General Meeting held on May 3, 2018. The Bonus issue was for one (1) new share for every […] - [CALBANK LIMITED (CAL) – BONUS SHARES AND CLOSURE OF REGISTER](https://calbank.net/calbank-limited-cal-bonus-shares-and-closure-of-register/) - Bonus Shares Further to the approval by the shareholders of CAL Bank Limited at its Annual General Meeting held on May 3, 2018, the bank is pleased to announce a Bonus Issue for its shareholders in a ratio of one (1) new share for every seven (7) existing shares held. Qualifying Date The qualifying date […] - [CalBank Commissions Neonatal Equipment for the New Tafo Government Hospital](https://calbank.net/calbank-commissions-neonatal-equipment-for-the-new-tafo-government-hospital/) - CalBank in partnership with UNICEF and General Electric (Ghana) has set-up a Newborn Care Unit at the New-Tafo Government Hospital in the Abuakwa North District of Eastern Region. The facility is equipped with three units each of infant warmers, LED phototherapy units and Bag and Mask Resuscitators. Speaking at a dedication ceremony to hand over […] - [CalBank releases its Un-Audited Consolidated Financial Statements Q1’18](https://calbank.net/calbank-releases-its-un-audited-consolidated-financial-statements-q118/) - Q1-2018 Unaudited Results Accra, Ghana, 25th April, 2018. CalBank (Ghana Stock Exchange: ‘CAL’) announces its unaudited results for the First Quarter ended 31st March 2018. The Highlights of the Group’s Q1-2018 results (y/y) are: Profit & Loss • Net Interest Income grew by 22.0% from GHS 73m to GHS 89.1med Income increased by 4.2% to […] - [Notice Of Annual General Meeting Of CalBank Limited](https://calbank.net/notice-of-annual-general-meeting-of-calbank-limited/) - NOTICE IS HEREBY GIVEN that the Annual General Meeting of CalBank Limited will be held at 10:00a.m. on Thursday, 3rd May, 2018 at the Conference Auditorium of the Ghana College of Physicians and Surgeons, Ridge, Accra, Ghana to transact the following business: AGENDA ORDINARY BUSINESS to receive and consider the Accounts of the Bank for […] - [CalBank releases its Full Year 2017 Audited Annual Report](https://calbank.net/calbank-releases-its-full-year-2017-audited-annual-report/) - FULL YEAR 2017 AUDITED RESULTS WITH MANAGEMENT COMMENTARY FY 2017 Audited Results Accra, Ghana – 22 March 2018 CalBank (Ghana Stock Exchange: ‘CAL’) announces its audited results for the year ended 2017. The Highlights of the Group’s FY-2017 results (y/y) are: Profit & Loss Net Interest Income grew by 39.7% from GHS 251.3m to GHS 351m […] - [Frank Adu wins African Banker of the Year](https://calbank.net/frank-adu-wins-african-banker-of-the-year/) - Managing Director of CalBank, Frank Adu Jnr., has won the prestigious African Banker of the Year at an award ceremony held at the Sandton Convention Centre, Johannesburg, South Africa. In addition to this recogniton, Frank Adu Jnr was also inducted into Africa’s CEOs Hall of Fame for 2018 for his sterling role in shaping the […] - [Notification of Appointment of a Non-Executive Director](https://calbank.net/notification-of-appointment-of-a-non-executive-director/) - CAL Bank Limited (Ghana Stock Exchange: CAL) announces that on 2nd November, 2017, the Board of Directors appointed Nana Otuo Acheampong as a Non-Executive Director of the bank. The appointment was approved by Bank of Ghana on 27th October 2017. Nana Otuo Acheampong is a Banking consultant and the Executive head of the Osei […] - [Service Personnel from CalBank donate to school](https://calbank.net/service-personnel-from-calbank-donate-to-school/) - The 2016-2017 National Service Personnel (NSP) from CalBank have hand over a GHS65, 000 Kindergarten facility to residents of Nsakina M/A 1 Basic School in the Ga West Municipality in the Greater Accra Region. The facility has two classroom, an office for the head teacher, a serving area and a washroom. The gesture is an […] - [CalBank announces its unaudited Results for the Third Quarter 2017](https://calbank.net/calbank-announces-its-unaudited-results-for-the-third-quarter-2017/) - Cal Bank Q3 Results 2017 - [Notification of Appointment of Non Executive Directors Accra, Ghana.](https://calbank.net/notification-of-appointment-of-non-executive-directors-accra-ghana/) - Cal Bank Limited (Ghana Stock Exchange: CAL) announces that on 3rd August, 2017, CAL’s Board of Directors appointed Ms. Rosalind Nana Emela Kainyah and Mr. Kofi Osafo-Maafo as Non-Executive Directors of the bank. The appointments were approved by Bank of Ghana on 28th September 2017. Ms. Rosalind Nana Emela Kainyah is a lawyer by profession and is Managing Director of Kina Advisory […] - [CalBank is Payment Card Industry Data Security Standard (PCI DSS) Certified](https://calbank.net/calbank-is-payment-card-industry-data-security-standard-pci-dss-certified/) - CalBank announces that it has been awarded the Payment Card Industry Data Security Standard (PCI DSS) certificate – the highest global security certification, with the company echoing its pride at the achievement. Founded in 2006 by major credit card companies like Visa and MasterCard, the Payment Card Industry (PCI) Security Standards Council was established to […] - [CalBank New Brand Identity launch – Remarks by MD](https://calbank.net/calbank-new-brand-identity-launch-remarks-by-md/) - Introduction: The Governor, members of the CAL Bank Board, fellow bank MD’s, Shareholders, Clients, Staff, the Press, ladies and gentlemen. This evening I address you with pride and honor, basking in the privilege of being the one launching our new brand identity. I have been looking forward to this day since the whole process of […] - [CalBank joined the Association of Ghana Industries(AGI) to host The Corporate Dinner Series](https://calbank.net/calbank-joined-the-association-of-ghana-industriesagi-to-host-the-corporate-dinner-series/) - CalBank joined the Association of Ghana Industries(AGI) to host The Corporate Dinner Series at Alisa Hotel on 27th July, 2017. This deliberation was centered on the theme ‘Improving the Macroeconomic Environment to Promote Industrial Development with an Efficient Financial Sector’. In attendance was the Vice President of the Republic of Ghana, H.E. DR. Mahamudu Bawumia […] - [CalBank and Prudential Launch Innovative Insurance Solutions](https://calbank.net/calbank-and-prudential-launch-innovative-insurance-solutions/) - The CalBank Education Plan enables parents to save for their children’s school or university fees with as little as GHS50 per month for between eight and 25 years. The product features a unique 4 per cent bonus which is awarded to parents when the policy matures. The CalBank Farewell Plan provides security for customers’ families […] - [Arise B.V Acquires 27.7% Stake in CalBank As Dpi Successfully Exits](https://calbank.net/arise-b-v-acquires-27-7-stake-in-calbank-as-dpi-successfully-exits/) - Since 2012, when DPI invested in CalBank, the bank has consistently grown profits, reporting a 16% increase in profit after tax in 2015, 24% growth in total assets and a 32% return on equity. CalBank’s share price increased by over 200% since 2012. Arise BV was formed in 2016 as a partnership between Norfund, FMO […] - [CalBank Opens Esiama Branch](https://calbank.net/calbank-opens-esiama-branch/) - Managing Director of CalBank,Mr. Frank Adu Jnr flanked by the Traditional Rulers of Nzema East ,MP for Elellembelle Constituency, Hon Emmanuel Armah Kofi Buah and staff of the bank at the Launch. Accra, 2 September 2016 – CalBank wishes to announce that it has opened a New Ultra-Modern Branch at Esiama in the western region. The […] ## Pages - [CalBank](https://calbank.net/) - Welcome to better bankingOpen an account todayGet a loan to support your goalsApply for loanBanking that moves with youDownload the CalBank App Welcome to better bankingOpen an accountGet a loan to support your goalsApply for loanBanking that moves with youDownload the CalBank App Banking Made Simple Bank easily 24/7 online or in person at your - [Management](https://calbank.net/about/management/) - the leadership Visionary leaders driving CalBank’s growth, and customer-first agenda At CalBank, our strength lies in the expertise and dedication of our leadership team. Guided by integrity, innovation, and a commitment to excellence, they ensure we deliver sustainable value to our customers, shareholders, employees, and communities. Executive Committee Name Position Carl Selasi Asem Managing Director - [investor relations](https://calbank.net/investor-relations/) - Chairman’s report Building an Organisation Resilient & Sustainable in the Long-term At CalBank, we uphold the highest standards of transparency, accountability, and sustainable growth. Our commitment to responsible banking and sound management continues to drive long-term value for our investors and stakeholders. Top Shareholders Corporate Governance & Board of Directors Transparency, Performance & Long-Term Value - [Financials](https://calbank.net/financials/) - What it means for you Keep track of the latest financial rates Keep track of the latest financial rates from CalBank. Whether you’re trading, transferring funds, or managing business transactions, our regularly updated rates help you make informed financial decisions with confidence. CalBank Account Rates & Charges Flexisave Account Rates Kiddysave Account Rates Premium Account - [About Us](https://calbank.net/about-us/) - Who we are A Rich History of Banking Excellence. We are the leading Ghanaian bank committed to delivering services our customers can always bank on. We do so by providing global solutions to local challenges faced by Ghanaian businesses, corporate institutions, individuals and the government APP DOWNLOADS 200 K+ BRANCHES 10 AGENT BANKING POINTS 2 - [Board of Directors](https://calbank.net/about/team/) - the leadership Visionary leaders driving CalBank’s growth, innovation, and customer-first agenda. At CalBank, our strength lies in the expertise and dedication of our leadership team. Guided by integrity, innovation, and a commitment to excellence, they ensure we deliver sustainable value to our customers, shareholders, employees, and communities. Daniel Nii Kwei-Kumah Sackey Chairman Carl Asem Managing - [Kofi Owusu-Nhyira](https://calbank.net/about/team/kofi-owusu-nhyira/) - Expertise Venture Capital Private Equity Financial Service Investment Sustainability - [Charles Tetteh Amanquah](https://calbank.net/about/team/charles-tetteh-amanquah/) - Expertise Venture Capital Private Equity Financial Service Investment Sustainability - [Patience Asante](https://calbank.net/about/team/patience-asante/) - Expertise Venture Capital Private Equity Financial Service Investment Sustainability - [Forms & Brochures](https://calbank.net/forms-brochures/) - Account Opening Forms Other Documents & Forms Individual & Joint Account Opening Form CalBank Corporate Account Form CalBank Mortgage Form Terms & Conditions For VISA Prepaid Card Terms & Conditions For VISA Debit Card Terms & Conditions For Account Opening Appointment of New Board Members Individual & Joint Account Opening Form CalBank Corporate Account Form - [Personal Loan](https://calbank.net/personal-banking/personal-loans/) - What it means for you Fund your next big move. Life has needs, and sometimes you need extra support. Our personal loans help you take care of school fees, car repairs, rent advance, and other personal expenses with flexible repayment options that work for you. Get a Personal Loan What it means for you Own - [Contact Us](https://calbank.net/contact-us/) - Head Office 23 Independence AvenueP.O Box 14596 Accra,Ghana Our Phones 0800 500 500 0302 739 900 +233 302 680 062 Our Email Customercare@calbank.net contact us General enquiries Have a question or feedback? We would love to hear from you. Fill the form below. Call us toll-free on 0800500500, or fill out our form, and we - [Fixed Deposit Account](https://calbank.net/personal-banking/fixed-deposit-account/) - What it means for you With our fixed deposit account, your returns are guaranteed. The Fixed Deposit Account is a high interest-bearing investment facility for both corporate and individual clients. It is a safe and flexible form of investment. Withdrawal can be made before maturity. Open a Fixed Deposit Account What it means for you - [Call Account](https://calbank.net/personal-banking/call-account/) - What it means for you Enjoy the perfect balance between flexibility and growth. This is a unique investment tailored with underlying high benefits and flexibility to address the need of individual clients. It is ideal for funds that may be needed within a short period. The investment can hence be withdrawn at any time without - [FX Pay](https://calbank.net/business-banking/fx-pay/) - What it means for you Exclusive business banking designed for growth, efficiency, and prestige. Our FX Pay solution is designed to make foreign exchange payments faster, more secure, and more cost-effective, helping your business thrive in global trade. Start using FX Pay today CalBank FX Pay Manage foreign exchange transactions confidently, improve cash flow, and - [CalNet](https://calbank.net/business-banking/calnet/) - What it means for you Secure Digital Banking for Smarter Business Management At CalBank, we empower SMEs and corporates with CalNet, our advanced internet banking platform designed to simplify business transactions. Login or register for CalNet today CalNet With CalNet, your business gains 24/7 access to secure, convenient, and efficient financial management tools Login or - [Standing Orders Solution](https://calbank.net/business-banking/standing-orders-solution/) - What it means for you Automate Payments, Simplify Business Operations Our Standing Orders Solution allows businesses to automate recurring payments, from supplier invoices to staff salaries ensuring consistency, reliability, and efficiency in managing cash flow. Set up your Standing Orders today CalBank Standing Orders Solution Save time, avoid missed payments, and maintain strong relationships with - [Snap Save Account](https://calbank.net/personal-banking/snapsave-account/) - What it means for you Watch every cedi grow with CalBank Snap Save. The CalBank Snap Save is a high interest savings product that allows mobile money customers [MTN, Airtel and Vodafone] to instantly open a savings account with CalBank. This service is to enable mobile money subscribers’ effect regular mobile money contributions to their - [Shell Card​](https://calbank.net/business-banking/shell-card/) - What it means for you Fuel Your Business with Convenience and Control At CalBank, we understand that managing fuel expenses is critical for SMEs. That’s why we’ve partnered with Shell to bring you the CalBank Shell Card – a secure, cashless solution that simplifies fuel payments while giving your business greater control over operating costs. Apply - [Point of Sale (POS)](https://calbank.net/business-banking/point-of-sale-pos/) - What it means for you Smart Payment Solutions for Your Business CalBank offers portable POS terminals for merchants to accept Visa (including Maestro) payments. They can be used at hotels, restaurants, clinics, shopping centers, retail outlets, and utility providers. Merchant setup is free with no monthly fees—only transaction charges apply. Request for a CalBank POS - [School Fees Collection Service](https://calbank.net/business-banking/school-fees-collection-service/) - What it means for you Make school fees collection easy, secure, and stress-free Our School Fees Collection Service is a secure, automated payment solution designed to help schools, training institutions, and educational service providers collect fees with ease. 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CalBank’s save and invest solutions can help you reach it faster. Building your finances starts with making the right choices. With our savings and investment plans, you can grow your funds at your own pace while preparing for - [Import Finance Scheme](https://calbank.net/business-banking/import-finance-scheme/) - What it means for you Fueling Trade, Empowering Businesses The CalBank Import Finance Scheme is designed to help customers manage the stop gaps that arise as a result of insufficient funds needed towards the importation and clearance of goods at the port. Apply for a CalBank Import Finance Scheme today CalBank Import Finance Scheme Partner - [Pharma Scheme](https://calbank.net/business-banking/pharma-scheme/) - What it means for you Supporting Healthcare, Empowering Growth The CalBank Pharma Scheme Loan is a tailored financial solution designed to meet the unique cash flow needs of pharmacies, chemical shops, and pharmaceutical businesses. 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The scheme advance funds to our qualified SME clients to enable them execute business contracts - [Retail Overdraft Facility](https://calbank.net/business-banking/retail-overdraft-facility/) - What it means for you A flexible, short-term borrowing solution to manage cash flow, Our dedicated business banking team provides overdraft facilities under flexible terms and conditions to its valued SME clients. Apply for a CalBank Retail Overdraft Facility Business premium Account Overdraft facilities made simple, convenient, and tailored to your lifestyle. Apply for a - [Working Capital Loan](https://calbank.net/business-banking/working-capital-loan/) - What it means for you With CalBank, you have a reliable financial partner dedicated to your growth and stability The CalBank Working Capital Loan provides businesses with the short-term financing they need to maintain smooth operations, manage cash flow, and meet everyday financial obligations. 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Schedule a Call The automotive industry is undergoing profound disruption as five critical trends (explored in our “5 RACES” analysis) reshape not just the sector but society - [Industries Overview](https://calbank.net/industries/) - What it means for you Uncovering the Best Solutions in a Changing World CalBank offers comprehensive banking solutions for large corporates and institutions, leveraging its global network across Africa, Asia, Europe, the Americas, and the Middle East. With expertise in transaction banking, cash management, trade finance, business finance, and corporate finance—including advisory, project & export - [Landing Page](https://calbank.net/landing-page/) - Modern Financial and Consulting WP Theme Built and suitable for financial advisors, wealth managers, investment firms, and business consultants. 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Schedule a Call The automotive industry is undergoing profound disruption as five critical trends (explored in our “5 RACES” analysis) reshape not just the sector but society - [Testimonials](https://calbank.net/testimonials/) - 4.9 Google reviews Reviews Client Experiences That Speak for Themselves “I hired Finovate for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”. I was very satisfied & would recommend.” Carlos Martines H&N CEO & President “Partnering with Finovate was a ## My Templates - [Main Header](https://calbank.net/?elementor_library=header-consulting-company) - Personal Close Personal Open Personal Fresh Perspectives, Unmatched Solutions PERSONAL BANKING SOLUTIONS Premium Account Current Account Student Account Home Invest Account KiddySave Account FlexiSave Account Premium Account Current Account Student Account Home Invest Account KiddySave Account FlexiSave Account Open Account OTHER PERSONAL BANKING SOLUTIONS Loan Products Save & Invest Bancassurance CalBank Nsawa Agent Banking Digital - [Header - Platinum](https://calbank.net/?elementor_library=header-finance-investment) - Personal Close Personal Open Personal Fresh Perspectives, Unmatched Solutions PERSONAL BANKING SOLUTION Premium Account Current Account Student Account Home Invest Account KiddySave Account FlexiSave Account Premium Account Current Account Student Account Home Invest Account KiddySave Account FlexiSave Account Open Account OTHER SOLUTIONS Loan Products Save & Invest Bancassurance CalBank Nsawa Agent Banking Digital Banking Loan - [IR Footer](https://calbank.net/?elementor_library=ir-footer) - We are the leading Ghanaian bank committed to delivering services our customers can always bank on. Company Secretary Veritas Advisors Limited Acquah Place68 Mahogany CrescentAkufo-Addo Residential AreaAccra Email: info@veritasadvisorsghana.com Registrar Central Securities Depository4th Floor, Cedi HouseLiberia RoadAccra, Ghana Get In Touch Tel: +233 302 680 063 Email: investorrelations@calbank.net Facebook Twitter Youtube Linkedin - [Share holders](https://calbank.net/?elementor_library=share-holders) - CALBANK PLC – TOP 20 SHAREHOLDERS DECEMBER 31, 2025 Shareholder Register Name of Shareholder No. of Shares % of ISCS Social Security and National Insurance Trust 1,471,570,505 34.76% GES OCC Pension – Databank Financial Services 737,492,421 17.42% Arise B.V. 649,833,695 15.35% Petra Advantage Portfolio Fixed Income 519,081,072 12.26% SCGN / Petra Advantage General Portfolio 344,899,420 - [Blog Single Post - Post Template](https://calbank.net/?elementor_library=blog-single-post-post-template) - Insights More Related Articles - [Blog Post Loop](https://calbank.net/?elementor_library=elementor-loop-item) - [Footer - Finance Investment](https://calbank.net/?elementor_library=footer-finance-investment) - Ready to take control of your finances? Open an account Contact us 0800 500 500 0302 739 900 +233 302 680 062 +233 302 680 063 Email:customercare@calbank.net Banking hours:Mon-Fri 8:30am – 4:00pm(Excluding Holidays) Head Office Location23 Independence Avenue,Accra, Ghana. X-twitter Linkedin Facebook Instagram tiktok - [Account Reactivation](https://calbank.net/?elementor_library=account-reactivation) - Reactivate Your Account Call us at 0800 500 500 or fill out our form, and we’ll contact you within one business day. - [Default Kit](https://calbank.net/?elementor_library=default-kit-2) - [Side Popup - H. 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Western Union, MoneyGram, RIA What do I need in order to receive my money transfer? Your name on the transfer record, completed by the person sending you the transfer, must exactly match your name as it appears on your official ID. How do I receive a money transfer? Ask - [Mobile Banking Faqs](https://calbank.net/?elementor_library=mobile-banking-faqs) - What is CalBank Mobile Banking? CalBank Mobile Banking Service is an easy way to access eligible your CalBank accounts from anywhere, at any time, using your mobile phone. You can use our USSD Code (*771#) to securely view your account balances and activity, transfer money between accounts or pay bills. What is the difference between - [Search Popup - H. 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INDIVIDUAL Who can open an account with CalBank? Anyone within the legal age limit (18+ years) and students in tertiary institution can open and operate an account with CalBank, provided all requirements are met. Parents/Guardians can open an account In-Trust-For (ITF) minors; these are individuals below the - [Elementor Loop Item #990798](https://calbank.net/?elementor_library=elementor-loop-item-7) - [Single Page - Industries](https://calbank.net/?elementor_library=single-page-industries) - [Elementor Loop Item #988544](https://calbank.net/?elementor_library=elementor-loop-item-6) - [Default Kit](https://calbank.net/?elementor_library=default-kit) - [landing-page-template](https://calbank.net/?elementor_library=landing-page-template) - Modern Transportation and Logistics WP theme Built and suitable for any business operating in the transport logistics segment of the economy, including cargo, shipping, logistic storage, freight, and trucking. 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Schedule a Call The automotive industry is undergoing profound disruption as five critical trends (explored in our “5 RACES” analysis) reshape not just the sector but society - [Single Service – Page Content](https://calbank.net/?elementor_library=single-service-page-content) - OUR PHILOSOPHY Interactive Planning Approach We thoroughly assess your current financial landscape, taking into account both short- and long-term objectives, family dynamics, and evolving priorities. Our dedicated team supports you through every stage of the planning process and significant life milestones. Schedule a Call Fee Only Financial Planning We operate on a fee-only basis, charging - [Success Story Single Post - Post Content](https://calbank.net/?elementor_library=success-story-single-post-post-content) - The story The Situation Two major healthcare companies had the opportunity to secure leading positions across their markets through a strategic merger. However, realizing the full benefits required integrating their distinct sales approaches into a unified, high-performing model. Adding to the complexity, management set an ambitious timeline to achieve synergies and meet financial targets—all while - [Industries Loop](https://calbank.net/?elementor_library=industries-loop) - [Blog Post - Post Content](https://calbank.net/?elementor_library=blog-post-post-content) - According to the latest SEC filing, Finovate CEO Richard Carolle executed a significant insider sale on November 7. A Form 4 filing from the U.S. Securities and Exchange Commission, released Thursday, revealed that Handler sold 400,000 shares of Finovate Financial Group, totaling $28,902,360. 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