- Flexibility in Premium payments (Monthly, Quarterly, Semi-annual or Annually)
- You can buy any insurance cover other than the usual one-year period (i.e. 1 month, 3 months, 6moths etc)
- You will have two months grace period for payment defaults. Policy terminates after 2 payment defaults
- You can reinstate the sum insured after every claim at anytime within the year of cover
Third Party benefits
- covers bodily injury and death caused to third parties
- covers Loss of or damage to property belonging to third parties (a maximum amount of GHS5,000)
- Covers Personal Accident benefit for the driver (An amount of GHS5,000)
Third Party Fire and Theft benefits
- Covers all Third-Party benefits
- Covers Damages caused by fire, lightning or explosion
- Covers Damages during attempted theft or whilst it is stolen
- Covers Loss/theft of the insured vehicle (Without recovery)
Comprehensive benefits
- Covers all Third Party and Third-Party Fire and Theft benefits
- Covers Accidental or malicious damage to the insured vehicle
- Covers Personal accident and medical expenses for the insured and passengers
- Covers Loss of or damage to personal belongings and clothing in the vehicle at the time of loss