Fixed Income Security

What it means for you

Reliable, Low-Risk Investment Options for Sustainable Growth

CalBank offers a range of Fixed Income Securities designed to give businesses a safe, stable, and profitable way to grow their capital.

CALBANK FIXED SECURITIES Account

Enjoy guaranteed interest returns that d help you meet operational or expansion goals

  • You are guaranteed continuous stream of cash flows in the form of coupon/interest payments at an attractive rate in addition to the full payment of the face value on maturity
  • The securities can appreciate in value and offer more stability of principal than other investments
  • Our investment instruments are relatively low-risk investments offering very attractive returns
  • Furthermore, you need not hold the securities bought from CalBank until maturity. You could sell them to other investors on the secondary market for cash
  • Investing in these instruments offer you an opportunity to diversify your investment portfolio no matter your financial objective
  • Anyone above 18 years can buy fixed income securities. However, one can buy fixed income securities for a minor and hold it in trust for him or her. It can also be held in trust for family members, friends or organizations.

Individual clients:

  • KYC document
  • Valid National ID (e.g. Ghana Card)
  • Passport sized photo

Students:

  • KYC document
  • Valid National ID (e.g. Ghana Card)
  • Passport sized photo

Minors:

  • KYC document of minor
  • KYC document of parent or guardian
  • Birth certificate or Passport
  • Valid National ID of parent or guardian (e.g. Ghana Card)
  • Passport sized photo of minor
  • Passport sized photo of parent or guardian