What it means for you
Banking Made Simple for Young Achievers
At CalBank, we believe banking should grow with you. Our Youth Banking is designed to support young people at every stage of their journey – from teenage years, through tertiary education, into early career and enterpreneurship.
CalBank Youth Banking
Kiddy Save
- Operated by parents/guardians (trustee)
- Account can be upgraded to Teens account when the beneficiary is 13 years
- Access to life insurance policy to protect savings (optional)
- One withdrawal every year
- Trustees can withdraw up to 20% of the total account balance
- Competitive and tiered interest is paid based on account balance
- Trustees can use savings in the account to apply for a loan to pay for the fees of the beneficiary
Teens Account
- The CalBank Teens Account is designed for young people aged 13–17 who want to learn how to save, spend wisely, and build healthy financial habits early. .
Student Account
- Unlimited transactions (no limit on number of transactions)
- No monthly charges (zero monthly service charge)
- Free sign-on to CalBank online services (CalNet Access)
- Debit card access
- Financial literacy clubs
All individuals age 18 years and above.
- Valid National ID – Ghana Card
- One (1) recent passport-size picture.
- Initial deposit (based on account) is either GHS100.00, USD50.00, EUR50.00, GBP50.00.
Additional Requirements for Non-Ghanaians Resident
- Residence Permit
- Access to E-statements, CalNet, CalBank Mobile Banking (CalBank App & *771#), E-Alerts and E-zwich.
- Easy access to funds via CalBank Payment Solutions; CalBank Mobile Banking (CalBank App & *771#), Online Banking, Agent Banking, POS and ATM services.
