What it means for you
Your first step toward owning a home
CalBank Home Invest Account is a savings solution designed to help middle and upper-income earners build funds toward a mortgage down-payment with real estate developers.
What it means for you
Your First Step Toward Owning a Home
CalBank Home Invest Account is a tailored savings solution for middle and upper-income earners, designed to help you build funds toward a mortgage down payment with real estate developers.
CalBank Home Invest Account
- Free e-statements.
- Competitive and tiered interest rates are paid on this account.
- Designed to encourage saving for at least three (3) years before withdrawals are allowed.
- Minimum account balance to earn interest is GHS1,000.00.
- Minimum monthly contribution is GHS200.00.
- Access CalBank’s mortgage facility after saving up to fifteen percent (15%) of the value of the property you intend to purchase. Terms and conditions apply.
- Access to CalNet (view only feature) to monitor account.
- Setup a standing order from your current/savings account or submit proof of an established standing order instruction (If the client does not operate an account at CalBank).
- Aspiring property owners aged 18 and above
- Valid national ID – Ghana Card only.
- One (1) recent passport-sized photo.
- Proof of residential address (E.g. utility bill, introduction by a current account holder of any bank, location verification).
- Initial deposit (based on account) is either GHS500.00, USD500.00, EUR500.00, GBP500.00.
Additional Requirements for Non-Ghanaians Resident
- Residence permit