Home Invest Account

What it means for you

Your first step toward owning a home

CalBank Home Invest Account is a savings solution designed to help middle and upper-income earners build funds toward a mortgage down-payment with real estate developers.

What it means for you

Your First Step Toward Owning a Home

CalBank Home Invest Account is a tailored savings solution for middle and upper-income earners, designed to help you build funds toward a mortgage down payment with real estate developers.

CalBank Home Invest Account
  • Free e-statements.
  • Competitive and tiered interest rates are paid on this account.
  • Designed to encourage saving for at least three (3) years before withdrawals are allowed.
  • Minimum account balance to earn interest is GHS1,000.00.
  • Minimum monthly contribution is GHS200.00.
  • Access CalBank’s mortgage facility after saving up to fifteen percent (15%) of the value of the property you intend to purchase. Terms and conditions apply.
  • Access to CalNet (view only feature) to monitor account.
  • Setup a standing order from your current/savings account or submit proof of an established standing order instruction (If the client does not operate an account at CalBank).
  • Aspiring property owners aged 18 and above
  • Valid national ID – Ghana Card only.
  • One (1) recent passport-sized photo.
  • Proof of residential address (E.g. utility bill, introduction by a current account holder of any bank, location verification).
  • Initial deposit (based on account) is either GHS500.00, USD500.00, EUR500.00, GBP500.00.

Additional Requirements for Non-Ghanaians Resident

  • Residence permit
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Our Home Invest Account offers the financial path you need to transition from ambition to ownership.