Secure a dignified farewell for yourself and your loved ones because peace of mind begins with good planning.
This plan assures you and your loved ones protection against the financial pressures that come with spending on final expenses whilst also offering a bigger Sum Assured.
Secure a dignified farewell for yourself and your loved ones because peace of mind begins with good planning.
This plan assures you and your loved ones protection against the financial pressures that come with spending on final expenses whilst also offering a bigger Sum Assured.
Covers up to 10 lives — yourself, spouse, 4 children, and 4 extended family members.
Coverage: Main life, spouse & extended family – up to age 120; children – up to age 25.
Waiting period: 6 months (main life, spouse, children) / 12 months (extended family).
Flexible premium payments – monthly, quarterly, semi-annual, or annual.
Premiums depend on sum assured and ages of lives covered.
Whole life policy – valid till age 120.
Lapse rule: 4 missed premiums in the first year = policy lapse.
Death Benefit: 100% of sum assured for main life & spouse; 50% for others.
Accidental Death Benefit: 2x sum assured (main life only).
Waiver of Premium: No payments after age 60 if policy bought before 50.
Return of Premium: Refund if death occurs during waiting period (non-accidental).
No Claim Cash Back: 15% of premiums every 3 years (no claim).
Never-Lapse Benefit: Policy stays active; payout adjusted if premiums unpaid.
Voucher Benefit: GHS100 airtime + grocery voucher per death.
Annual Benefit Escalator: Optional increase (0–30%).
Main Life entry Age is 18 – 59 years
For Sign up
- A funded CalBank account
- A completed policy application form
- Your consent to go on cover now
For claim
- A completed claim form.
- Policy number (This will be issued to you upon first premium payment)
- A legal document that authenticates the occurrence of the event for which the claim is being made (i.e. Medical cause of death or Death Certificate).
- National ID of claimant and of deceased
