The Highlights of the Group’s Q1-2022 results (y/y) are:
Profit & Loss
- Profit after Tax grew by 17.3%
- Net Interest Income increased by 19.9%
- Net Fees and Commission Income grew by 169.8%
- Impairment losses on Financial Assets decreased by 34.9%
- Operating expenses increased by 12.4%
Balance Sheet
- Total Assets grew by 35.5%
- Net Loans & Advances to Customers increased by 21.6%
- Total Deposits grew by 41.4%.
- Total Capital Adequacy ratio increased from 19.2% to 22.4%
- NPL Ratio dropped from 14.4% to 9.2%
Shareholder Ratios
- ROAA decreased from 2.7% to 2.4%
- ROAE increased from 18.5% to 19.0%
For the Full Version of the Q1-2022 results, please click on the link CalBank_Unaudited_Financials032022.pdf
